Biker's Cafe Chatroom

  • Thread starter Thread starter IC3
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Captain said:
Just getting the insurance quotes ready for when my new bike is delivered in about 10 days time.

Seems insurance has gone very cheap for me, being only 33 I’ve paid in excess of £1000 before for certain bikes but my cheapest quote so far with EU cover, helmet and leather cover and breakdown cover is £271 fully comprehensive which I’m very surprised about!
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How many NCB's? Change of address?

I'm getting quotes starting at £700... I was really motivated to get something whilst doing the DAS, but seeing how expensive everything is and how s... the weather has been...
 
Captain said:
No change of address and 7 years NCB.

They say the trick with insurance is to do it 21 days in advance, so if you’re looking for insurance quotes on the 1st, have the policy start on the 22nd and see how much the quote changes, could be nothing but it’s worth seeing if it’s true.
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I know all the tricks, tried and tested everything that they recommend online. I even used VPN and proxies to see if that makes a difference.

My job title and type of industry I work in has cut down my price by £200, still completely relevant. One strange thing I found was, that putting a small amount of miles a years e.g. 2-3k doesn't always mean it'll be cheaper, I once upped it to 6k and it took another £100 or £150 off the price. I really don't get how they calculate the premiums, in the end its trial and error.
 
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Captain said:
What’s the longest anyone has ridden a bike home after collection?

My mate wants to collect his bike, it’s £245 for delivery or a £35 train ticket and a 5 hour 45 minute ride back!
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There's another option, rent a van and pick it up in a VAN. My local rental place, familly run business only charges £55 for 24h, obviously you need to count for fuel cost.

I wouldn't buy a bike without viewing it, unless its new or very cheap.
 
What's everyone's insurance like cost wise? Last time I checked mine for an MT09 SP it was close to a grand, made my eyes water considering I use to pay £180-230 when I was 19-20. :eek: Getting an itch again, two guys at work just part-ex their bikes and got some new toys for the season, trying to be sensible, but urges are getting stronger. lol
 
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It doesn't sound too bad, also when did the forum turn into ducati owners forum? :p

I'm starting with 0 ncb's, so it won't be cheap, I haven't had time to look yet... :/
 
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Hades said:
Approx £1k quotes for me on a Triumph Speed Twin, 54 years old. But newish rider, no NCD and a recent (non fault) accident.

Ouch.
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Apparently, even if its 100% 3rd parties fault, your insurance still goes up as in the insurers eyes you're a higher risk.
 
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Had a quick browse and most bikes are 1.5k more than last time I looked during winter. lol I know bikes are cheaper during winter, but didn't think it would be such a big difference...
 
To cut long story short... I converted another biker into a car driver... :cry: I did warn him that this would happen tho! :p
 
Those of you who went to TT IOM, how far in advance do you need to organise it? Any tips and recommendations on places to stay/watch the race? I want to finally scratch the itch, each year something comes up and seeing how quickly the months go by, I think its time to pull the trigger. lol
 
JonRGV250 said:
There's gotta be a few here that's owned an SV650?

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I did :D
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