Sure it's not because you can't afford the massive bills that would come from running it as a daily? I know that's what would put me off!
I never understand people who have nice, but not incredibly rare, cars and only drive them on sunny weekends as they're scared of them getting damaged. Cars are made to be used, the whole point of something like an M3 or M5 is that it's a special, performance orientated car that you can use everyday.
Robbie's M3 is one of the nicest I've ever seen, and I was gutted for him when I saw the pictures, but I'm sure it'll all be resolved in the end, and he'll keep using it as a daily.
The chance of something happening are so slim though. I wouldn't drive an old golf instead of your m5 purely because you're worried that it might get whacked at some point. Live a little man!!
I don't, I drive my Range Rover most the time as I commute a lot, I also simply don't want to put much mileage on my M5 and have it at risk from the general public which have wrote off one of my cars in the past. Once bitten....
This may sound absurd but I have the luxury of not needing to use it as a daily..
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