can someone identify the bottleneck/problem?

i let it run for 20 minutes, max VRAM goes to 5.5 at 70%. Would you need other info? If yes HERE and HERE are some overlay videos you might have missed
 
Graphics is totally separate and unaffected. It doesn't support CPU or memory overclocking.

In reference to: would overclocking GPU cause stutters? I don't know.
in case you didnt receive the multi notification message i have some update and searching for confirmation
 
I did, but the thread is way too long and confusing at this point.
i understand, if you want i made a summary post where i can maybe get confirmation but basically its based on your first suggestion after checking out the other possible causes. I just got to know my PSU u said it could be a cause, here is the LINK.
If you want to check summary here you go, if not thanks you so much you already helped me a lot
 
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