can someone identify the bottleneck/problem?

Graphics is totally separate and unaffected. It doesn't support CPU or memory overclocking.

In reference to: would overclocking GPU cause stutters? I don't know.
in case you didnt receive the multi notification message i have some update and searching for confirmation
 
I did, but the thread is way too long and confusing at this point.
i understand, if you want i made a summary post where i can maybe get confirmation but basically its based on your first suggestion after checking out the other possible causes. I just got to know my PSU u said it could be a cause, here is the LINK.
If you want to check summary here you go, if not thanks you so much you already helped me a lot
 
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