Hello tlrbeta, I hav looked into some grad schemes but noticed they mostly want people who have degrees in IT, but I suppose it doesn't stop me from applying. Maybe get out my comfort zone and stop getting myself down.
I do feel I'm a bit better than first line as in quite technical. Been self taught since of age 16. But atn getting my foot through the door is key. I haven't thought about banks, I'm mostly looking at what is available on the websites I've signed up too
You don't need them, but if oyu want the courses then just use cbt nuggets etc for the learning and save money..