Soldato
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Not when you type it incorrectly
Cash is only used by the poor or elderly
- Thread starter mcast123
- Start date
Those are all irrelevant anyway. The OP was typically referring to somewhere like a supermarket where a bill could be anywhere from £30 to £250. What you've described is mostly tackled with spare coins. Although bus fares are even moving towards using an app, so it's even more environmentally friendly by not printing out loads of paper tickets.
But when you end up with a pile of card receipts to do your statement reconciliation, that is when you get a lot of paper. Don't do it you say, trust the banks? Deliveroo scammers rejoice, Hallelujah.
Pay cash, decline receipts unless it needs a guarantee receipt keeping.
Far too much probably.
The tax evasion, obviously. It's likely to be less of a rife issue than it was say 10-20 years ago with a real push towards using a card. In fact the last taxi i took the driver said he preferred card payments as he felt a lot safer not having to carry around cash.
And we all know HMRC aren't 100% efficient. While i don't disagree if someone is not declaring huge chunks of earnings then they'll quite likely to get caught, versus someone who's skimming off say 5-10% of their earnings.
That's a very old fashioned approach though. For a start a lot of shops are now digitising receipts anyway, and secondly excluding modern high street banks (- unless you use the open banking API) a lot of fintech banks offer much easier ways of budgeting or "statement reconciliation".
I use cash, I use a card,. But the OP and others who cannot wait in line behind someone paying in cash I say tough. Or even worse are to busy in their lives to enter a pin in a machine, you will die of a heart attack if you cannot slow down.
It may be old fashioned to check statements, but better to check than be poor or ripped off as so many seem to complain about here.
Soldato
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Lidl Plus app has digital receipts.
Some supermarkets are now giving the option for printing a receipt or not. Most don't bother if they are buying a few items of food. Then get customers who buy clothing and don't ask for the receipt. If they want to return the item without a receipt, my work - have to honour what it scans at the time and put balance onto a gift card. Some occasions the item of clothing has gone down in price. If they really want to have the full amount refunded back onto card, w have to ask them how much they spent, time and day and get receipt from a stored system. Refund can't be done straight away.
Soldato
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I use cash, I use a card,. But the OP and others who cannot wait in line behind someone paying in cash I say tough. Or even worse are to busy in their lives to enter a pin in a machine, you will die of a heart attack if you cannot slow down.
It may be old fashioned to check statements, but better to check than be poor or ripped off as so many seem to complain about here.
Two years ago, for two days the internet went down the two streets of shops and a few residential streets. No contactless payments were able to be taken. It had to be chip n pin, and sometimes needed three attempts. Also none of the ATMs were working either. Nearest working ATM was half a mile away and big queues.
Soldato
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I know someone who has kept the receipt for every item she has bought for the last 15 to 20 years
Not necessarily, a company that a family member works for has setup a PayPal pool for members of staff that don't carry cash.
I know someone who has kept the receipt for every item she has bought for the last 15 to 20 years
When I was driving a Black Cab, there were guys who recorded how much fuel they’d bought, when, and for what price, going back 10 or 15 years.
They’d say, (looking at their little book), “two years ago I spent £X on diesel one particular week, now I’m spending £X plus.”
I would say, “FFS, get a life, two years ago you were taking less than you are today.”
Associate
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'Lets compare receipts. Wow, your brand of bum wipe roll is 2p cheaper per roll than my usual brand of bum wipe roll and its just as good quality, I'm off to commit seppaku now for being so crap at shopping'.
I don't think anyone is saying have all your savings in a bank or in a mattress both are a bit dumb for savings.
But it's sensible to have some extra cash in the house
It's funny, I would say the opposite. If I pay with cash, I have no record of it. I could probably easily go out for the day, spending cash I would get home and not remember everything I spent. If I've paid by card, I have a nice accurate record of it all. I track this in software to keep a close eye on my finances.
Personally it annoys me, having to have cash. My barber and the machine at work that tops up our fobs (for vending and paying for meals) are the only reasons I ever need it. I often don't even take a wallet out with me these days, everywhere takes contactless.
Soldato
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Congratulations on the most dumb ass thread of the year OP.
Soldato
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Whenever there’s a story of an elderly person having their home burgled with the burglary, thousands of pounds in cash was taken, I have no sympathy for them.
As if they put money into a bank account, then it wouldn’t be taken
As if they put money into a bank account, then it wouldn’t be taken
Soldato
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One of my GF's elderly relatives has the habit of hiding/losing it in random places around the house.
He was getting an old desk taken to the skip and knowing what he's like they tell him to make sure there's no cash in it before it's taken. He insists that he has checked and it's empty.
Just to make sure they do go over his house before it's taken and look themselves....... there was £1000 still in one of the draws
They do manage to use that experience to finally get him to open a bank account though lol
Soldato
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- Land of Gin (I wish)
One of my GF's elderly relatives has the habit of hiding/losing it in random places around the house.
He was getting an old desk taken to the skip and knowing what he's like they tell him to make sure there's no cash in it before it's taken. He insists that he has checked and it's empty.
Just to make sure they do go over his house before it's taken and look themselves....... there was £1000 still in one of the draws
They do manage to use that experience to finally get him to open a bank account though lol
A similar thing happened when a friend of mum’s clearing out her late mum’s house. Each coat had a tenner in a pocket. Then each room had at least two tins of money. Moving wardrobes and beds revealed more money.
Mum’s friend had to make an appointment at bank as most of the notes were out of circulation. Think she found near to £10k. Yet her mum always moaned about she had no money….