Cost of Living - Shrinkflation is speeding up at an alarming rate

What excuse do car insurance providers have for raising prices so much, other than jumping on the bandwagon?

Some of them employ a lot of UK staff who have all had wage inreases, they all sit in large buildings rinsing the national grid with inflated electricity costs, have to pay inflated repair costs etc.
 
Cost to insure 3 cars for 2 drivers last year - £673
Cost to insure the exact same this year - £974

That's a 45% increase. This is not because of the war in Ukraine, the fallout from covid or even inflation, it's sheer bloody corporate greed.
My car insurance has gone up from £246 last year to £375 this year :(

Not looking forward to what increase my motorbike insurance is going to have when it up in about two weeks time
 
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Yes, bought the Aldi stuff a couple of weeks ago, They hilariously had both products on the shelf next to each other. I'm not sure I can tell much difference. Apart from one being over three quid cheaper than the other one.
Been using aldi Bramwell tomato sauce for a good while. Heins is slightly sweeter but hardly any difference. The price difference is a joke.
 
Ketchup is basically ketchup, however brown sauce is another matter.

If it's not HP it's basically a waste of time, I even used to carry a bottle of HP in my glove box.
 
Yes, bought the Aldi stuff a couple of weeks ago, They hilariously had both products on the shelf next to each other. I'm not sure I can tell much difference. Apart from one being over three quid cheaper than the other one.

We went through a phase of going for various different ketchups and to be honest while not terrible most alternatives to Heinz seem to be quite 1 dimensional tasting more like a mixture of vinegar and sugar without much depth of flavour - though IMO Heinz seems to have gone downhill of late with a lot of their products having a bit of a strange aftertaste. I think we've mostly settled on Sainsbury's ketchup, though it is a bit inconsistent as some bottles are a touch watery, but mostly it is similar to tomato sauce back in the day - same with their Coco Pops which has 90-95% hit the original while Kellogg's has turned into a poor imitation of what it used to be, basically like cardboard, and just not worth buying :(
 
My car insurance has gone up from £246 last year to £375 this year :(

Not looking forward to what increase my motorbike insurance is going to have when it up in about two weeks time

similar £333 from £250 and Darwin (direct line on comparison sites) wouldn't drop a penny but half an hour on comparison sites and back to £250 but better cover (there was 2 cheaper but no windscreen cover and i used this earlier this year)
 
We went through a phase of going for various different ketchups and to be honest while not terrible most alternatives to Heinz seem to be quite 1 dimensional tasting more like a mixture of vinegar and sugar without much depth of flavour - though IMO Heinz seems to have gone downhill of late with a lot of their products having a bit of a strange aftertaste. I think we've mostly settled on Sainsbury's ketchup, though it is a bit inconsistent as some bottles are a touch watery, but mostly it is similar to tomato sauce back in the day - same with their Coco Pops which has 90-95% hit the original while Kellogg's has turned into a poor imitation of what it used to be, basically like cardboard, and just not worth buying :(
It’s what happens when consumer pressure and/or pressure groups rightly or wrongly force you to strip out all of the calories from your products because the country is getting very fat on them.

The only people seeming being able to stand up to that sort of pressure is Coca-Cola and that probably only because they launched Coke Zero and have had their Diet Coke offering for a long time to pick up those sales.

Coke Zero is an interesting one because it was hated at its launch but it’s seeming a good seller now.

I worked in a restaurant at the time come zero launched and initially the post mix boxes were the standard size but they kept going out of date until they started supplying ones 1/4 the size. The full fat coke came on a >400L pallet and lasted a week. The other drinks came in 12L(?) boxes and lasted a few days. Coke Zero dropped to a 3/4L box, they were tiny. I doubt that is the case now.

Edit: when I say calories, I mean added sugar and fat.
 
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Supermarkets are being greedy. It's changed how I shop mind. I buy less branded stuff and less items spontaneously. So my spending probs my hasn't changed too significantly, just what I have in basket.

My biggest annoyance is the price of crisps right now. They all seem to be pricey.
 
I watched a documentary the other night on how many supermarket brands are made in the same factory as big brand names. I knew this but it was still an interesting watch.

Big brands are a rip off really. I always go for shop brands now where possible.
 
Supermarkets are being greedy. It's changed how I shop mind. I buy less branded stuff and less items spontaneously. So my spending probs my hasn't changed too significantly, just what I have in basket.

My biggest annoyance is the price of crisps right now. They all seem to be pricey.

Supermarket profit margins are less than 4% across the board. I’m not saying they don’t make money but in the grand scheme of capitalism, a 4% margin is nothing and barely sustainable.

Supermarkets have faults but I don’t think you can characterise them as ‘greedy’.
 
It’s what happens when consumer pressure and/or pressure groups rightly or wrongly force you to strip out all of the calories from your products because the country is getting very fat on them.

The only people seeming being able to stand up to that sort of pressure is Coca-Cola and that probably only because they launched Coke Zero and have had their Diet Coke offering for a long time to pick up those sales.

Coke Zero is an interesting one because it was hated at its launch but it’s seeming a good seller now.

I worked in a restaurant at the time come zero launched and initially the post mix boxes were the standard size but they kept going out of date until they started supplying ones 1/4 the size. The full fat coke came on a >400L pallet and lasted a week. The other drinks came in 12L(?) boxes and lasted a few days. Coke Zero dropped to a 3/4L box, they were tiny. I doubt that is the case now.

Edit: when I say calories, I mean added sugar and fat.

The country is fat because they consume too many carbs, of which sugar is included.

People are thinking eating fat makes you fat, its equal to whatever random tribe somewhere thinks that if they shake this stick at the sky the rain will come tomorrow.
 
We went through a phase of going for various different ketchups and to be honest while not terrible most alternatives to Heinz seem to be quite 1 dimensional tasting more like a mixture of vinegar and sugar without much depth of flavour - though IMO Heinz seems to have gone downhill of late with a lot of their products having a bit of a strange aftertaste. I think we've mostly settled on Sainsbury's ketchup, though it is a bit inconsistent as some bottles are a touch watery, but mostly it is similar to tomato sauce back in the day - same with their Coco Pops which has 90-95% hit the original while Kellogg's has turned into a poor imitation of what it used to be, basically like cardboard, and just not worth buying :(
I think what the CoL issue has done, is make people look for alternative products,and if those alternatives are acceptable, or in some cases actually better, then those more expensive manufacturers might struggle a little going forward, because I wonder how many people will go back to the likes of Heinz when the situation improves?
I mean, £4 for a bottle of ketchup, when a reasonable alternative is 89 pence...
 
Supermarket profit margins are less than 4% across the board. I’m not saying they don’t make money but in the grand scheme of capitalism, a 4% margin is nothing and barely sustainable.

Supermarkets have faults but I don’t think you can characterise them as ‘greedy’.

Well I think it's more a case of there being a new baseline. I think since covid and Ukraine kicked off costs for companies increased, but then as their costs have settled down a bit, prices haven't settled in line.

I guess ultimately everyone is at the mercy of energy companies and banks who are likely making more money than ever.
 
The country is fat because they consume too many carbs, of which sugar is included.

People are thinking eating fat makes you fat, its equal to whatever random tribe somewhere thinks that if they shake this stick at the sky the rain will come tomorrow.

The country is fat because people spend days wfh, staring at phone, and playing on consoles.

We've just all stopped moving.
 
Yes, bought the Aldi stuff a couple of weeks ago, They hilariously had both products on the shelf next to each other. I'm not sure I can tell much difference. Apart from one being over three quid cheaper than the other one.
Mr Kipling makes Aldi's Holly Lane. Hilarious to see the same items - MK and HL next to each other. About 50% difference in price.

All weetabix branded and non branded is made in Burton Latimer. I pay 5p less for Lidl's box of 36 than Weetabix 12, which the latter we only stocked after many years gap.
 
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