Caporegime
He didn't lose everything. He is still alive which is the most important thing.
Crazy fires in Los Angeles
- Thread starter bingham67
- Start date
He didn't lose everything. He is still alive which is the most important thing.
Caporegime
I was thinking this morning the whole area is inside an convection oven/air fryer, the fan kicks up every year but it just happens this time it went to tornado speed and also throw in a lot of fire starters with it too.
It is odd to me to hear people standing next to their burnt down house say that they hope to re-build in the exact same spot that they now know for sure is an incredibly unsafe spot, as evidenced by the smoking pile of ashes.
Caporegime
Hopefully lessons are learnt as with fire at least town design can be controlled to mitigate it spreading for future fires.
Soldato
Found it. Only built in 2023
Soldato
- Joined
- 31 May 2009
- Posts
- 21,456
I wonder what the effect on the price of Uk insurance will be over the cost of paying for this?
Soldato
- Joined
- 7 Aug 2004
- Posts
- 11,121
Because the USA is end game capitalism - the insurance companies take your money, but just withdraw from the agreement when it suits them.
6 Months ago they cancelled all insurance in LA that would cover fire - so absolutely everyone has to recover this from their own pocket and the insurance companies have ran away.
Honestly, in this day and age I refuse all insurance now except the bare minimum legal requirement - such as vehicle insurance. Its literally cheaper to wack the money into a savings account, and on the SMALL CHANCE you need it, take it from there - **** giving insurance companies any more profit, its time more cottoned onto this.
Looks like the fire is about to hit Brentwood next lot of houses in the firing line sadly
Soldato
Is that true, people have no insurance cover for this? ****.
Is that true, people have no insurance cover for this? ****.
Apparently 500k homes in LA and total of 2 million homes in California have had their fire insurance cancelled, yes
It's not uncommon unfortunately - where I am, insurance companies are now talking about canceling flood insurance for all houses deemed To have been built in a high risk area for flooding, as well as all houses situated at the beach/water front and therefore at risk of sea level rise
A lot of this has to do with new software, AI, satellites and other new tools. With all those new technologies, insurance companies are using it to create individual risk profiles for every house in an area and they can work out what the chances are your house will face a natural disaster, such as fire, flood, earthquakes, volcano etc and now they are using this data to deny insurance for houses they believe will be unprofitable for them over a 100 year timeline
Last edited:
Soldato
- Joined
- 7 Aug 2004
- Posts
- 11,121
Is that true, people have no insurance cover for this? ****.
Yep, as the other person mentioned, they play by their rules, not by any moral rules, hence why humanity needs to remove and stop insurance for profit based industries - but that will take a revolution.
must be enough of them that they could try to start a class action lawsuit or something surely.
Soldato
- Joined
- 7 Aug 2004
- Posts
- 11,121
It's America, the home of vast extreme capitalistic abuse, its the home of the millionaire & billionaire, prob a handful of thousand of them at most, the other 300 million suffer for their gain.
America is rigged to take money off people, so they'll have no chance, especially with trumpo in charge now, he's openly rigging the game even more, and the poor folks put him there
All the chosen few in courts as well helping the rich, they have no interest in helping the middle class either!
A lawsuit based on what? They chose not to renew fire insurance policies because they considered it too high risk which turned out to be correct.
Soldato
Lessons learnt does not work in this scenario, we already know exactly and simply what to do to mitigate fire risk in this area.
Articles written in journals circa 20 years ago explains everything.
In 2024 i suspect the entire thing has shifted to promote the climate change global warming rhetoric, but i am not sure as i do not have access nor the motivation to look.
Soldato
- Joined
- 7 Aug 2004
- Posts
- 11,121
Sorry, did I read this and misunderstand? 'Global warming rhetoric'
Since when is literal scientific fact a point of view? Its not hard to understand, you increase co2, the atmosphere changes, trapping heat in. At no point in Earths history before humans did a species dig up all the oil in the ground and burn it off in the tiny time frame of 100 years.
That's it, its not opinion, doing that has changed our climate, its not a mystery or 'rhetoric'.
Stuff catches fire easier in this atmosphere now due to shifting global weather systems.
You think the insurance companies thought it was all a swizz ? Course not, they believed facts and changed the rules of their game so they'd not lose out - now their not paying out and kept billions in premiums - horrendous, but based on scientific fact, its not like they had a magic ball telling them the future.......science predicted it, correctly.
Soldato
rhetoric
/ˈrɛtərɪk/
noun
the art of effective or persuasive speaking or writing, especially the exploitation of figures of speech and other compositional techniques.
If we blame climate change on this, it means equally so, a person who leaves his tap on, which floods his apartment, can blame rising sea levels for flooding his flat.
Local climate is not global climate, in that region of the world, this problem has been there since the start.
Small fires have consumed material, preventing larger fires, the introduction of a zero fire policy has meant, no controlled fires are being done, neither are dry/dead flammable material is being removed in compensation.
So eventually, the odds of this happening (a big fire enough to be on global news for a long time), is 100%.
The only real question is why on earth did any insurance company sell fire insurance for the last 3 decades in that area? Thats what i want to know. My only explanation is, were such a thing to happen they would declare bankruptcy as they limited their liability in such a way via the use of multiple companies.
I have already told you, this has been massively written about last 30 years, i studied this nonsense in university. You have fallen prey to climate change rhetoric and cannot do anything except point to "facts".
Caporegime
Shot: "If we blame climate change on this, it means equally so, a person who leaves his tap on, which floods his apartment, can blame rising sea levels for flooding his flat."
Chaser: "i studied this nonsense in university"
Chaser: "i studied this nonsense in university"