Associate
- Joined
- 5 Jan 2009
- Posts
- 144
Anyone used credit xpert is it any good? I'm trying to build my score up I'm at 662 hopefully better once on voters role.
Any tips to build my credit rating.
662? As above, Noddle.
Noddle is as good
[TW]Fox;23176932 said:The score is largely meaningless - it's a made up number and not worth 1p let alone the £5.99 they often charge you to get it. You don't actually have a 'credit score' - you have a credit file, containing information. Lenders will look at your file and use the information in it - not a score - to decide whether to offer you credit and on what terms.
Ignore the score and focus on having everything in the file correct and paid on time.
Yeah I just got a credit card so I'm gonna use half it and pay it off.
There are millions of people who have never paid interest who card providers have on their books. You simply failed that providers lending criteria.