DOC

PMKeates · 10 Feb 2008 at 17:51

SGWills said:
only draw back is that it is classed as "emergancy use only" which is a shame

"But madame, it was absolutely an emergency to retrieve my sage and onion stuffing mix from Tesco's!"

SGWills · 10 Feb 2008 at 17:53

PMKeates said:
"But madame, it was absolutely an emergency to retrieve my sage and onion stuffing mix from Tesco's!"

exactly everyones point

how do you class an emergancy

[TW]Fox · 10 Feb 2008 at 20:46

SGWills said:
only draw back is that it is classed as "emergancy use only" which is a shame

Just had a look at their online policy documentation and it doesn't say that?

Phil W · 10 Feb 2008 at 21:04

[TW]Fox;11074818 said:
Thats fine, becuase virtually every post you make is riddled with failiure

Its also almost 100% certain that in every thread that he's shown to be a complete tool in, he never returns to

Lopéz · 10 Feb 2008 at 21:12

SGWills said:
only draw back is that it is classed as "emergancy use only" which is a shame

I was insured with Bell for 4 years - there is no restriction for DOC as "emergency use only" :confused:

PMKeates · 10 Feb 2008 at 21:29

Lopéz said:
I was insured with Bell for 4 years - there is no restriction for DOC as "emergency use only"

Bell's policy documentation corroborates that.

The key conditions that I can see for DOC are:

- the other car is not owned, rented or hired under a hire purchase agreement
- owner's permission is given
- you aren't covered by any other insurance to drive the car
- it's a "private motor car"

InvaderGIR · 10 Feb 2008 at 21:34

Completely off topic

People mentioning Bell made me look up at how good they'd do insurance for me now that I've got two accidents. Surprisingly, for a 1.6 306 or 1.9DT 306 I can get FC + DOC + windscreen + legal for £1k, which considering I was getting quotes of £700 just for TPFT on a DT before my 2nd accident is great. Drops to like £900 if I put it as TPFT including all the bits I'd like.

Cheers for making me aware of Bell...and the info on Bell's DOC being not just emergency (never thought that DOC would be emergency only cover).

InvG

SGWills · 10 Feb 2008 at 21:39

its suppose to be worded in there that its for occassional/emergancy use because otherwise everybody would get a small car to insure and then drive someone elses (mum or dads etc) flashy motor.

havent looked at bells policy because i dont work for them

i will have a quick look at what info i got on it at my home

EDIT - had a quick look and i couldnt find anything reguarding D.O.C in my house, but i know that the sales people tell the customers that that it should be used for emergancy only, as , i been told, it would be like fronting your policy

Booner! · 10 Feb 2008 at 21:40

whats the difference between:

A.) Bell insurance
B.) Flexi-Bell insurance

I got a good quote on Flexi bell....but £200 more on Bell standard..

SGWills · 10 Feb 2008 at 21:45

Booner! said:
whats the difference between:

A.) Bell insurance
B.) Flexi-Bell insurance

I got a good quote on Flexi bell....but £200 more on Bell standard..

flexi bell is when you tell them what you want on your insurance to try and bring the cost down, normal bell is when they say you have this this and this.

***** could be wrong as i dont work in that department*****

InvaderGIR · 10 Feb 2008 at 21:51

SGWills said:
flexi bell is when you tell them what you want on your insurance to try and bring the cost down, normal bell is when they say you have this this and this.

***** could be wrong as i dont work in that department*****

Yeah, if you get a quote online Flexi allows you to pick more bits basically.

As for DOC, I realise it is for occasional use, just the fact people mentioned emergency use made me wonder a bit.

InvG

SGWills · 10 Feb 2008 at 21:55

even if it does or doesnt say emergancy use, people's defination of emergancy varies