But in this case it's more like the person couldn't drive, so booked lessons with a driving instructor, who after one lesson tells them they are a brilliant driver and books them into a test, knowing full well they can't drive. Why shouldn't they believe the instructor?
Does anyone else think this is wrong?
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But in this case it's more like the person couldn't drive, so booked lessons with a driving instructor, who after one lesson tells them they are a brilliant driver and books them into a test, knowing full well they can't drive. Why shouldn't they believe the instructor?
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Wow, I have no idea what dorms you lived in, but nice general stereotype right there....
There's nothing wrong with JSA, if you're actually wanting a job. The referred person in the OP clearly doesn't want a job. He's just sponging off of the system to get some money. That's where the amoral accusations come from.
Also, everyone should be allowed to go to higher ed if they have the intellectual capacity to.
kd
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Banks offer products, it's different to a driving instructor. Do you really think going in to a bank and asking about a massive loan with completely no idea about how you handle your personal finances or whether you can even afford it is a good idea? The banks are trying to sell you things, it's like going in to purple shirts and going for all their bull**** about you need this and that extra - even if you don't know anything about computers you should be wary of the sales pitch.
But the Bank are the ones who should be the responsible party, ask the right questions, do the right checks to make sure the person can afford the loan, not just give out money to any Tom, Dick or Harry who walks through the door asking for it (Self certificating mortgages anyone?)
Irresponsible borrowing is only facilitated by irresponsible lending. Neither side is blameless, but personally I put the larger part of the blame on the lender.
And since they were irresponsible and did little to no checks, or in the case of the sub-prime debacle, downright fraudulent, then they shouldn't come crying when they lose their money.
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This.
That's all I was trying to say
The rest of your post is irrelevant as I was only talking about this point 
I'd disagree, the driving instructor would be like going to an independent financial advisor. It's more like the person going to a car sales room and buying a car.
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The last thing in the world I would do is volunteer to stand in the job center when I didnt need to be there.
Student scrounger will no doubt sign on once and decide its not worth it. It's a horrible place
Student scrounger will no doubt sign on once and decide its not worth it. It's a horrible place
Ok, let's call it someone hiring cars. Now you would expect them to check the person had a license and could drive before letting them have the keys, would you not?
Zefan said:
Fair enough
Your original post made it sound like you were placing all the blame on the borrower. (And that grinds my gears )I believe that both parties are responsible. Anyway, how is that relevant to the lad in the OP claiming JSA? Assuming he's not lying, he's claiming what is available to him. There is no actual responsibility for him to take on unlike with a loan.
Also, when I said the system is at fault I was specifically referring to short term unemployment as it doesn't work very well for that. You'd probably be better off finding your own job.
Fine. Still doesn't refute my claim that the person trying to hire the car without a licence is an idiot, just like the person getting in to debt without knowing much about it.
I didn't say anywhere that the lender wasn't partly to blame, although I err towards the person taking out the loan being more to blame than the person giving it. There are way too many people in this world that don't want to take responsibility for their actions, it's always "the other person/companies fault", which needs to stop IMO. Stop passing the buck and live up to your mistakes (and that goes for banks lending as well).
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Only if said persons reason for collecting JSA is legitimate.
If you know the system is at fault (i.e. allowing you to do something that isn't really right) then it's morally wrong to carry on.
It's like saying you'd commit a serious crime like murder or rape if you knew how to take advantage of loopholes in the law to make it impossible to ever prosecute you.
Worded it far better than I could!
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Life is a free for all, if it's within the law I don't think you can blame anyone for doing such things. It's up to the Government to plug the loopholes, but if they can't be bothered then stuff like this is always going to happen.