We don't bother with Pizza anymore it costs over £35 when Tesco or Asda do the same sometime better for less than a tenner.
I have a buffer saved, only being used for our deposit for the rental we're moving too in September so should get our existing deposit back and into savings.
Takeaways are on a very odd occasion and we rarely go out for meals as it's costs too much.
Rentals are another thing that needs more regulation i get supply and demand but charging £1400pcm for a 3 bed is just criminal.
I'm fortunate I don't appreciate coffee!
I think that cost above is as much as my whole jar of instant I have at home!
4 pounds for a coffee?
I've only been to a coffee shop twice. And it was a long time ago.
I enjoy coffee but work has proper coffee and same at home with fresh beans so I don't ever go to a coffee shop but 6kg of coffee beans is about £50 and you get about 100 cups of coffee out of 1kg so makes me coffee about 8p a cup + electric probably around 15p a cup these days at home.
My new favourite is Chicago Town deep dish stuffed crust. I buy my own topping.
It comes to 5 pounds.
If I get a domino's, even with an offer its basically 18 pounds for a pizza and side.
And I'm sure quality has dropped.
Probably used to have them 3x a month. Going to give pizza hut a try but down to once a month due to cost/quality
If you left in the 1kg bag you'd only get about 2 weeks before they start to drop in quality (they are often roasted a year ago and vacuum sealed). You need a proper air-tight container which then gives you about 4-6 weeks use per 1kg bag. Until you open the individual 1kg vacuum bag they will list months.How long does it last out of interest? As in the bag stay fresh?
If you left in the 1kg bag you'd only get about 2 weeks before they start to drop in quality (they are often roasted a year ago and vacuum sealed). You need a proper air-tight container which then gives you about 4-6 weeks use per 1kg bag. Until you open the individual 1kg vacuum bag they will list months.
Edit: Also don't generally pick mass produced beans, although cost goes up a few pence per mug it worth it. Waitrose and M&S do more specialist beans that have a roasting date meaning only likely two weeks or so old and so taste fresher still. Grind as you go, don't mass grind and leave in machine. Again that just ruins flavour.
Gas prices starting to go up as Russia starts decreasing supply to Europe significantly. Not looking good for Winter
If needs must you use the money when your car payment is finished to pay your essential bills and put thoughts of a £20k car on the backburner.So referring to a post i mentioned some time back good one!, just because someone likes something doesn't mean they are going to do it. Secondly i didn't say i was buying it straight away it was depending how our financial circumstances are next year as my current car finance finishes next year. Now if i had said i just brought a 20k car and struggling then that would be totally different.
a lot depends on how the financial crisis is come October as to what people can or cannot afford, the second car market is rubbish due to supply and demand therefore cars are 50% more expensive so at the moment my plan is to keep the car we have and save the extra cash.
New ATH for Winter contracts it seems, it did peak at 530 this morning but now 507, I think the 65% increase being toted for October will see a revision and be more like 75% if these prices hold or get worse over the next few weeksGas prices starting to go up as Russia starts decreasing supply to Europe significantly. Not looking good for Winter
Have to say I am tempted! Was going to buy a beer cooler machine. But I'm not excited by the keg selection. I don't want to fall into the slippery slope of coffee!
March 23 is floating at an ATH of 450 at the moment so Jan increase will be horrific tooIf these prices hold over winter start of 2023 with January price cap.. Doesn't bear thinking about
Even the VAT U-turn Rishi is harping on about wont make a ***** worth fo difference as for the average person the increase is greater than all the current and planned future support plus the tax reduction put together!Martin Lewis did mention that we are on a financial timebomb i can see why.
I just don't know what the government can do? i can see Energy companies passing the debt to collection agencies. The debt collection then halving it by 50% because no one is going to care about their credit score come october.
I can see that things like store credit /credit cards being so strict as people look for additional sources to pay off debt then entering a DMP to pay off the outstanding amount.
We are basically heading for Civil Unrest, unless the Government do something we are talking millions of people protesting to paying their bills. Ontop of this people who are at the end of the Mortgage fixed rate they will get affordability checks and because of the rise in Energy some will fail them meaning they will be on a higher rate oddly (work that out!).
People including ourselves are on the breadline i worry how we are going to pay for our energy.