I've given up on this, as a casual player it just stopped being fun. Couldn't afford to upgrade my guns to be on a level playing field and sneaking around to loot doesn't work either as all the hatchet runners get all the good stuff.
100% just scav shoreline....So much loot around. Usually spawn around 35 minute mark as Scav - go east wing around sanitars room, literally loads of stuff around there. Super easy pickings. I've not scav'd another map in the last 2 months. Used to be reserve but shoreline is now the place to go. East wing, then cottage.
That's an easy way to make money.
Still smashing Tarkov almost every night - nearly got Kappa again (got it last wipe).
70 million in the bank and mainly just play for PvP fights now.
Use your scav run to make money, upgrade hideout to max, use PMC for missions. Fairly easy.