Gutted :(

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monkey_boy said:
Rubbish. If he wants to save money he needs to use his brain (sober brain). The only unreasonable costs he's incurred are through his own idiocy. £250 on a map that's cost him a further £800 in a new clutch.
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I'm not talking about his current car i'm talking about him looking at changing his current car inorder to save costs, he looking at saving costs by changing to an older performance car, the purchase price might be lower but the running costs won't be, what does he do in 3 years time when his pot of money has run out, he's left with no money to run it and a car thats not worth anything.
 
get a big tdi then if its the delivery thats what hes after, but i just dont think there is such thing as a sensible 300bhp on the cheap
 
Not sure about the details of your finances but if they are presently fragile then frankly I'd ditch the idea of a performance car full stop and take a 2 year break with something reliable, cheap and functional.

No shame in that.
 
So your going to give cash to a member of the family because you can't be trusted?

How old are you again? Thread has gone from the sublime to the ridiculous.
 
anticonscience said:
So your going to give cash to a member of the family because you can't be trusted?

How old are you again? Thread has gone from the sublime to the ridiculous.
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Not because we cant cant be trusted, but more so because i myself know if the 5k is left in savings. It will get dipped into. And thats me, i'm terrible at saving money.

Part of the reason the mrs is so annoyed is because i go spending additional money on it as a hobby. £500 for a remap, £300 to refurb the wheels, £300 on an exhaust etc..

Thats got to stop as well. Its either this or something like a new mondeo 1.8

which would you rather have ?
 
I'd rather be responsible enough to not touch 5k rather than having to go and ask them for my own money when something is needed, what if you have a breakdown and they are on holiday/not available etc?

What are you going to do then? I think you should use this as an exercise in self control and prove to her you can be trusted and not dip into this fund of money.
 
merlin said:
Not sure about the details of your finances but if they are presently fragile then frankly I'd ditch the idea of a performance car full stop and take a 2 year break with something reliable, cheap and functional.

No shame in that.
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+1

A couple of years in something slow does wonders for perspective on issues like this. After that something mildly warm will seem like a rocket ship.
 
i have savings accounts, i just dont have access to them. i haev standing orders going there, but i dont have cheque books for them and to move money across i have to go to a branch, and no one can be arsed to do that!
 
anticonscience said:
I'd rather be responsible enough to not touch 5k rather than having to go and ask them for my own money when something is needed, what if you have a breakdown and they are on holiday/not available etc?

What are you going to do then? I think you should use this as an exercise in self control and prove to her you can be trusted and not dip into this fund of money.
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Yeah ok agreed.

Now, used ST220 yay or nay ? Yes its going to feel slow but its going to be more interesting and ejoyable to drive than a 1.8/2.0 mondeo surely ?

Matt82 said:
i have savings accounts, i just dont have access to them. i haev standing orders going there, but i dont have cheque books for them and to move money across i have to go to a branch, and no one can be arsed to do that!
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our savings account has instant access on-line. Thats half the reason its so easy to dip into.
 
MrLOL said:
Yeah ok agreed.

Now, used ST220 yay or nay ? Yes its going to feel slow but its going to be more interesting and ejoyable to drive than a 1.8/2.0 mondeo surely ?



our savings account has instant access on-line. Thats half the reason its so easy to dip into.
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I don't mean to sound like a ****, just trying to offer some more thoughts about how that could end up being a bad idea. :)

A used ST220 would be very nice but are you going to find a decent example and have much left?
 
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MrLOL said:
Ive discussed with the mrs, i can have a car that costs about the same to run, with the proviso that its cheaper so i can bank the change to pay for all the bills the car may throw up.

We've agreed that we'll just give the money to another member of the family, and then ask for it as and when we need it so it doesnt get spent. She has agreed to the ST220 which will coast broadly the same, but will save £200 on tax, and about £30 per tyre. But that combined with 5k in the bank to pay for running costs (with some burgled for a new couch) means shes a happy bunny, and ive got something more interesting than a 2.0 Mondeo.
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Maybe aconsider my earlier suggestion about chopping it in for an 05 plate of the same car? You'd get the same car with cheaper tax wouldn't you?

Firestar_3x said:
I'm not talking about his current car i'm talking about him looking at changing his current car inorder to save costs, he looking at saving costs by changing to an older performance car, the purchase price might be lower but the running costs won't be, what does he do in 3 years time when his pot of money has run out, he's left with no money to run it and a car thats not worth anything.
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To be fair, you said "If you really want to save money you need to stop looking at performance cars." And what he really needs to do is stop throwing money at bragging rights on a vauxhall. And driving like he apparently does.
 
MrLOL said:
We've agreed that we'll just give the money to another member of the family, and then ask for it as and when we need it so it doesnt get spent. She has agreed to the ST220 which will coast broadly the same, but will save £200 on tax, and about £30 per tyre. But that combined with 5k in the bank to pay for running costs (with some burgled for a new couch) means shes a happy bunny, and ive got something more interesting than a 2.0 Mondeo.
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Its a great idea. You should have got the ST220 in the first place as I said when you originally bought the Vectra. It is half the price but nothing like half the car. Infact the only thing thats inferior to yours is the power - it handles better, is built better, its just a better car only it isnt turbocharged.
 
MrLOL said:
our savings account has instant access on-line. Thats half the reason its so easy to dip into.
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bad times, i delibrately had to restrict my access to my savings and did that from when i was young.

you can change your savings account, or you need a short sharp lesson, like the time i was coming home from school, had been out for lunch in town, blown away more money and couldnt even get a tenner out the cashmachine because of insufficient funds, so couldnt get a bus and had a to walk... i looked after the pennies from there after :P

tbh i think the st220 mondeo v6 thing would be ideal, provided you dont have to pay to much to get one
 
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