You are not invincible although you may feel like it. I know too many bikers who had an off at a lot less than that and done serious damage even with the right gear.
Other halfs father came off at 10mph in ice and spent 6 months in hospital. Boss's husband had an off last summer at about 20mph. Lost the backend on a tight corner and slid off. Came off the bike clean but hit his shoulder/back/neck area against a kerb. He has now lost the use of his right arm due to the spinal injury and is having a voluntary amputation to remove the entire arm as he is too uncomfortable with it hanging lifeless and heavy.
These were both bikers with 20+ years of experience and their first major incidents. All it takes is 1 wrong fall.
And yes I would claim for a new helmet and any replacement gear against the other parties insurance. You would expect other party to pay for airbags and repair of crash structure on your car wouldn't you?
Other halfs father came off at 10mph in ice and spent 6 months in hospital. Boss's husband had an off last summer at about 20mph. Lost the backend on a tight corner and slid off. Came off the bike clean but hit his shoulder/back/neck area against a kerb. He has now lost the use of his right arm due to the spinal injury and is having a voluntary amputation to remove the entire arm as he is too uncomfortable with it hanging lifeless and heavy.
These were both bikers with 20+ years of experience and their first major incidents. All it takes is 1 wrong fall.
And yes I would claim for a new helmet and any replacement gear against the other parties insurance. You would expect other party to pay for airbags and repair of crash structure on your car wouldn't you?