How much do you pay for insurance?

[Freeman]

I just renewed and it occurred to me while I was on the phone that I don't really know what other bikers pay. I have a good idea because I used gocompare, but it'd be interesting to hear what you guys pay.

So this year mine was £267 comprehensive. It includes carrying a pillion, leather/helmet cover, flexi ride (ride other peoples bikes) and legal expenses.

It would probably be helpful if you included:

• Your age
• How many years riding
• Bike make
• Type of cover

(just to stop confusion - i.e. why did X only pay £50 and I have to pay £500)

 

[Snaggle]

Aprilia Tuono 1000 (with mods)

47

Since i was 16

Fully Comp

£108 a year (pillion leather and extra 4 a month breakdown)

 

[gcaster]

Transalp 700

2 years NCB

I'm 27

Live in SW London

No garage

TPFT

£1k excess

.
.
.

Wait for it...

.
.
.

£405
(£+50 to insure my excess)

Robbing *******s - I'm an insurers wet dream.

 

[TallPaul_S]

35
1 year riding
CB400
£97 a year TPFT, 10k miles commuting.

Also, soon...
Aprilia Tuono
£330 a year fully comp, garaged, no commuting or £550 a year fully comp, not garaged, commuting, both 5k miles a year.

 

[Scooby_WR1]

27

0 NCB

Street Triple 675

TPFT

£702

£500 excess.

 

[misterjingo]

My renewal is up soon, so will go off current best I can find.

36
1 year (0 ncb)
Husqvarna 701 SM
Fully Comp
£1100

(parked in secure compound, datatagged, tracker)

I have got a full loss of a 4k 125cc on there, but even without it, it barely removes any from the premium.

 

[acemastr]

Different perspective:

UK - 24 - CBR600RR - 147quid fully comp

US - 28 - R6 - $1060 fully comp

 

[tom_e]

28

1 year on a full licence 18 months including cbt

Suzuki sv650

Tpft

£196

All mods listed, not garaged, no security declared.

 

[TripleT]

33
3 years ncb (1 year full licence)
Kawasaki Z750
TPFT "garaged" (metal shed)
£160 commuting and 8k mileage

 

[Drangueos]

39
4 year ncb (2 years full licence, but I have more than 15 of riding experience)
Suzuki Gladius SFV 650
Full comp
£500 (tpft would be 380)

Also I have a 125cc scooter that I pay £140 a year for third part only.

 

[unKle]

45

33 years experience (If you class riding round fields/off roading experience ) held licence for 28 years.

2015 BMW S1000RR Sport - Full comp SDP no commuting, no pillions. Garaged. 6 years NCB £230

2016 Aprilia Tuono V4 Factory - Full comp SDP inc. commuting, no pillions. Garaged, 7000 miles a year. Zero NCB £420

and the Mrs.. 37 (Passed test 2 years ago)

2006 Suzuki GSX-R 600 - Full comp SDP inc. commuting and pillion cover, two riders. Garaged. 2 years NCB £198


Had pants pulled down this year as I've had multibike insurance for a few year now, this year the cheapest I could a MB policy was £1400, hence the zero NCB.

 

[TallPaul_S]

Didn't know you had a Tuono v4 Factory!!? That's new right?

 

[unKle]

Well it was, it's 3 months old now

 

[TallPaul_S]

Kept that quiet!


Unless I missed the post...

 

[ElliorR]

Well it was, it's 3 months old now

Have you had the front brake pushrod and boot recall done yet?

 

[benji182]

• 30
• 2 Years Full Licence
• ZX-6R Kawasaki [2010]
• TPFT
• £317.08
• 1 Year NCB
• Thatcham Alarm, Garage, Disc-Lock

Extras: Helmet & Leathers cover, Break down cover, Legal Expenses, Enhanced personal accident cover, Pillion cover.

 

[TallPaul_S]

• ZX-6R Kawasaki [2010]
• TPFT

Sod that, you're a brave man. Anything over £2500-3k would be fully comp without question.

 

[TripleT]

Yep! Im half considering changing mine to FC as I'm doing more miles this year as I've changed jobs so jumped from 5 miles a day to 40!

 

[unKle]

Have you had the front brake pushrod and boot recall done yet?

Yes had it done last month at 1st service, got the letter from Italy a week later, on the ball those lot!