Massive Car insurance costs?

[bigmike20vt]

if the issue really is parts shortages and lack of skilled labour.... I wonder if prices will come down as fast as they went up once the parts are readily available and more people get trained up on EVs?

 

[tom_e]

if the issue really is parts shortages and lack of skilled labour.... I wonder if prices will come down as fast as they went up once the parts are readily available and more people get trained up on EVs?

Don't be silly

 

[PishY]

My renewal has gone up by £120 for the year! Been driving 20 years, clean license, paying around £800 a year now

 

[Rroff]

Just got my renewal quote through today... £150 increase per vehicle - almost +50% not as bad as some but *sigh* gonna have to mess about now with cancelling and going elsewhere.

My renewal has gone up by £120 for the year! Been driving 20 years, clean license, paying around £800 a year now

Same here - had my license just over 20 years, clean, no claims. Though the most expensive vehicle on my policy is £508 on the new one up from £362.

EDIT: Can get discounted insurance through work but annoyingly they won't do the pickup on it, would rather have all the vehicles under one cover

 

[Journey]

Seems the figures from the autocar article as expected aren't really representative.

 

[Removed User 345456]

Just got my renewal quote through today... £150 increase per vehicle - almost +50% not as bad as some but *sigh* gonna have to mess about now with cancelling and going elsewhere.



Same here - had my license just over 20 years, clean, no claims. Though the most expensive vehicle on my policy is £508 on the new one up from £362.

EDIT: Can get discounted insurance through work but annoyingly they won't do the pickup on it, would rather have all the vehicles under one cover

Literally just ring them and kick off and they'll magically say "oh the good news is we can match last years price but can't beat it!" had mine try and pull a fast one this year...

They'll try it whenever possible just like phone contracts! Every year that happens to me with my phone, I just say what's my PAC code I'll leave then, and they put me on hold and magically it's the price it was last year again... After claiming that tarrif doesn't exist or whatever bs excuse.

 

[ristac]

I was looking at changing my XF for a discovery sport but after some research on a few forums, the insurance increases for landrover is almost criminal, reports of increases over £1k and owners in London being turned down for insurance

 

[Rroff]

Literally just ring them and kick off and they'll magically say "oh the good news is we can match last years price but can't beat it!" had mine try and pull a fast one this year...

They'll try it whenever possible just like phone contracts! Every year that happens to me with my phone, I just say what's my PAC code I'll leave then, and they put me on hold and magically it's the price it was last year again... After claiming that tarrif doesn't exist or whatever bs excuse.

Something I'd forgotten - I had my vehicles on multi-car cover at ~40% discount, the prices have bounced back to around what it is going to cost me wherever at least from a quick look the only places cheaper are not ones I'd use.

 

[Removed User 345456]

Something I'd forgotten - I had my vehicles on multi-car cover at ~40% discount, the prices have bounced back to around what it is going to cost me wherever at least from a quick look the only places cheaper are not ones I'd use.

Ah damn mate that sucks then, worth an attempt at haggling over the phone though surely? Nothing to loose but a lunch break? There usually is some form of movement, they just try their luck the first time, I usually say I'm happy to wait whilst you put me on hold and speak to someone, then they do and I win

 

[marcus_667]

insurance went from 608 on 1 car to 1300 the other went from 700 odd to 2k

 

[bigmike20vt]

insurance went from 608 on 1 car to 1300 the other went from 700 odd to 2k

if ours goes up by that percentage i think i would have to sell.
i really hope by the time our renewals are due (june next year) things are getting back under control. prices simply cant stay this high or so many people will just drive uninsured. not excusing it, but if people need a car for their job but physically cant afford insurance (because even bangers are going up a lot) then some will just chance it.

 

[beachBOYken]

Looking at some quotes in here, I think I done ok getting mine for £455 this year, that was with price matching, but still just over £100 more from last year.

 

[Nasher]

I wonder how many have their employees working from home (to reduce their own heating costs etc), with very little in the way of pay rises this year...

More money for shareholders I guess. Jumping on the bandwagon with energy and oil companies.

 

[floatindolphin]

My dual car renewal from admiral is £1500,
£1000 for the 640D and £500 for the Alphard.

I’ve had a separate quote for just the Alphard for £330. Gonna see if I can get shot of the 640 inch reckon.

 

[pc-guy]

Seems the figures from the autocar article as expected aren't really representative.

The is exactly what I said early.

The problem with all of that is the low end of EV market. You get crap like the leaf, Honda E, e-Mini, 500e, Corsa-e etc etc. what are basically 20k max tiny hatchbacks now with a ticket price of 30-35k and peole used to paying £300/yr insurance all of the sudden got to caugh up £500-600/yr and you get non-of the performance benefits btw. Just expensive rip off cars

I have been keeping an eye on used market for e-up/citigo-e/e-Mii. Insurance on those are stupidly cheap. Got quoted £300 for 5000mile/yr with ByMile. Unfortunately these used EVs are still way too expensive. I have not seen any price movements on them whatsoever in the last 18months. Other than there are fewer and fewer of them on autotrader now. Before there are hundreds to choose from. Now it’s literally a handful.

 

[Rroff]

I need to buy more pickups LOL - I'd forgotten above I had the 40% multi-car discount on the last renewal - the Navara renewal is £439 this year without the discount - which is pretty much bang on the average for the last 5 years excluding the discount year. It is the other vehicles which have gone up loads, even after taking into account the discount doesn't look like I'm going to get much movement on price though.

 

[theone8181]

I wonder how many have their employees working from home (to reduce their own heating costs etc), with very little in the way of pay rises this year...

More money for shareholders I guess. Jumping on the bandwagon with energy and oil companies.

Imo homeworkers should get less of a payrise, us workers that can't do that have to spend far more time and fuel on getting to work.

 

[Nasher]

Imo homeworkers should get less of a payrise, us workers that can't do that have to spend far more time and fuel on getting to work.

But heating costs are currently ridiculous. Companies have people work from home so they offload the cost on to them.

I only live 10 miles from work. It's cheaper to drive than get a bus. But at home I'd have to heat and power the house all day. Companies pay for business travel, they should pay for business at home too.

 

[MissChief]

But heating costs are currently ridiculous. Companies have people work from home so they offload the cost on to them.

I only live 10 miles from work. It's cheaper to drive than get a bus. But at home I'd have to heat and power the house all day. Companies pay for business travel, they should pay for business at home too.

Exactly. I work in the office 5 days a week most weeks because I'd rather get paid to be warm than pay to be warm.

 

[adam cool dude]

if the issue really is parts shortages and lack of skilled labour.... I wonder if prices will come down as fast as they went up once the parts are readily available and more people get trained up on EVs?

There is a shortage of mechanics full stop. Not just EV trained ones.