Monzo/Starling Banking/Revolut

I feel a bit sorry for Curve getting caught up with Wirecard. Surely the end for them as it seems unlikely they'll be able to roll out their own system soon enough.

Although perhaps only hastened their inevitable demise. Wasn't a particularly compelling offering, if I want to able to switch between multiple cards then google pay does the job. Didn't make sense to use it for larger transactions as you weren't covered by section 75, their own protections sounded pretty woolly. Allowing you to change your mind about which card was used afterwards always seemed a bit a pointless.
 
beh said:
I feel a bit sorry for Curve getting caught up with Wirecard. Surely the end for them as it seems unlikely they'll be able to roll out their own system soon enough.

Although perhaps only hastened their inevitable demise. Wasn't a particularly compelling offering, if I want to able to switch between multiple cards then google pay does the job. Didn't make sense to use it for larger transactions as you weren't covered by section 75, their own protections sounded pretty woolly. Allowing you to change your mind about which card was used afterwards always seemed a bit a pointless.
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Yeah is a shame I only used for small contactless payments on my Galaxywatch using my Natwest card as that doesnt work with Samsung pay , Its back to starling then for contactless
 
Fair FX (or equals as they're now called?), have blocked transactions for the time being as well. I have some money in the account left over from holidays - not a huge amount but enough for a few b&b weekend getaways with the Mrs - but I see some people over on Money Saving Expert have all their eggs in one basket.

Hope it gets sorted soon.
 
enigma27 said:
Curve were already in the process of moving their payment processing to Mastercard, this came out of the blue hence not being able to use curve until they can migrate everyone.

Plus you don't need to move your money anywhere, curve does not hold you cash its more like a virtual card that allows you to pick which account to use to pay for stuff in the fly.
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Exactly and as I said I think they saw this coming so started their migration before the **** hit the fan so to speak.
I’ve got a bank account that I’m quite happy with at the moment.
Curve just allows me to carry one card for all my cards. So don’t have to worry about carrying many cards.

Like I said i like curve for the convenience.
 
Diddums said:
I've never had a good feeling about Curve. You're effectively giving all your cards to one single operator who then has access to all your wedge, yeah... no thanks. The benefits of the card don't even come close to outweighing that level of risk for me.
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This worked well with Supercard, and being a specialist travel card it made sense. With Curve I too can't really understand it unless you are trying to get AMEX points at places that don't accept it normally.
 
pinkpound said:
Email from Curve

We’re thrilled to inform you that, after a short disruption, as of Monday 29 June you can spend with your Curve Card as normal -- both in-store and online, with your physical card. Apple Pay, Google Pay, and Samsung Pay should be available to use by the end of the day.

https://discover.curve.app/a/wirecard-whats-happened-what-it-means-and-how-were-fixing-it
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I used mine earlier and it worked fine, so can confirm it's back up and working.

It's great for me, i have a few cards i only use occasionally. My curve lets me use those when i need to without carrying the physical card. I also regularly make use of the "go back in time" feature. It's much easier than moving cash around accounts if i don't have the right card selected.
 
Yep Curve is back up and running, most of their services are up and running except their time capsule thing where you can go back and charge a different card if you wish.
Seems like they have pretty much gone away from wirecard completely. Got an email this morning explaining everything so happy days.
 
Has anyone with a starling card had issues ordering from OCUK? My card always fails but it works fine if I use it via Paypal (card has been used elsewhere too). This happened on 25th June and today.
 
Noxia said:
Has anyone with a starling card had issues ordering from OCUK? My card always fails but it works fine if I use it via Paypal (card has been used elsewhere too). This happened on 25th June and today.
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Yes, doesn’t work. Must be blocked at the Starling end. I’ve used Amazon Pay on my last couple of orders.
 
I am in the process of setting up my own business - Does anyone use these companies as their business accounts? Or is it typically a more sensible option to open a business account with a high street bank?
 
randomshenans said:
Rev were offering free business accounts, not sure if they still are?
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Yeah there looks like there’s a free tier - the cheapest after that is £25/month - which seems quite expensive compared with others...

Maccy said:
Mine's with Tide, who are brilliant.
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Thanks, I’ll check them out - I’ve been seeing their ad pop up a lot recently actually :p
 
Basher said:
More shenanigans with Revolut who have now 'lost' an incoming international payment of mine. Once this is sorted I'll be ditching it.
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This is because you need to use a particular code (wallet reference) in the outbound transfer. Apparently it's to do with them receiving the money into a central pot and then needing to know where to route it (i.e. whose account).

p.s. you can find this under Documents > Account Confirmation.
 
FirebarUK said:
This is because you need to use a particular code (wallet reference) in the outbound transfer. Apparently it's to do with them receiving the money into a central pot and then needing to know where to route it (i.e. whose account).

p.s. you can find this under Documents > Account Confirmation.
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Yep I did that. I used exactly the same code as a did the time it worked.
 
I just recently opened a Starling account. How easy is it to switch banks? Bank with Santander.

Is there anything I need to be worried about? Do I need to do anything extra? Or is the process easy?

Never switched banks before, hence why I'm asking here.
 
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