Mortgage Rate Rises

413x · 23 Jun 2023 at 16:53

sigma said:
Drill hole through wall and use a hose pipe. Assuming you can afford water bills.

Maybe use a water butt or recycle wee if desperate.

Or just don't shower.

That's the society we all aspire to.

We just use the main bathroom. The ensuite... I kid you not.. Had wallpaper in it!

dlockers · 23 Jun 2023 at 16:54

throwaway4372 said:
so we're trying to use interest rates to stop people spending but...
- we're taxing savings interest

and we're trying to help people who can't afford their mortgages but...
- we're charging them stamp duty if they downsize to live within their means

ISAs are like 20k per year?

sigma · 23 Jun 2023 at 16:56

413x said:
We just use the main bathroom. The ensuite... I kid you not.. Had wallpaper in it!

Carpet as well?

200sols · 23 Jun 2023 at 16:58

dLockers said:
ISAs are like 20k per year?

And pensions are 60k. Only so much free stuff you can throw at people before it needs taxing.

413x · 23 Jun 2023 at 16:58

sigma said:
Carpet as well?

Fortunately not, I naively thought you could remove wallpaper and paint over... Unfortunately many of our walls needed skimming. Wallpaper everywhere.

sigma · 23 Jun 2023 at 16:59

413x said:
Fortunately not, I naively thought you could remove wallpaper and paint over... Unfortunately many of our walls needed skimming. Wallpaper everywhere.

Time to learn how to plaster

413x · 23 Jun 2023 at 17:04

sigma said:
Time to learn how to plaster

That is one job I will not DIY! It would be a disaster!

Electrics. Yes. Plastering? No!

sigma · 23 Jun 2023 at 17:07

413x said:
That is one job I will not DIY! It would be a disaster!

Electrics. Yes. Plastering? No!

weak

GordyR · 23 Jun 2023 at 17:13

jonneymendoza said:
Yea anything house related is absolutely bonkers.

The tradesmen are definitely minting and riding off a high horse during these times

Yeah things are insane right now in that area.

I got a bit of a taste for home drinking during lockdown so we had a large bar room built in our garden last year, complete with electric shutters, wired internet, industrial drinks fridge, electrics, the lot.

I knew it wasn’t going to be cheap but it was more than three times what I had initially budgeted by the time it was done.

sigma · 23 Jun 2023 at 17:25

GordyR said:
Yeah things are insane right now in that area.

I got a bit of a taste for home drinking during lockdown so we had a large bar room built in our garden last year, complete with electric shutters, wired internet, industrial drinks fridge, electrics, the lot.

I knew it wasn’t going to be cheap but it was more than three times what I had initially budgeted by the time it was done.

£60k?

jonneymendoza · 23 Jun 2023 at 17:28

413x said:
Fortunately not, I naively thought you could remove wallpaper and paint over... Unfortunately many of our walls needed skimming. Wallpaper everywhere.

As soon as i took down my wallpapers the walls started falling apart...

Did u just did a reskim or did u remove all of the old plaster to brick level? thats what i done upstairs

GordyR · 23 Jun 2023 at 17:30

sigma said:
£60k?

Unfortunately, bang on.

My wife’s stepfather is a carpenter so I thought we’d at least have a rough idea of what to expect just from running the spec by him.

We were wrong.

Nitefly · 23 Jun 2023 at 17:33

Every time we read a @GordyR post we now know he’s lording it up in his massive drinking bar.

Probably sat on an Eames chair with an ottoman

sigma · 23 Jun 2023 at 17:34

Nitefly said:
Every time we read a @GordyR post we now know he’s lording it up in his massive drinking bar.

Probably sat on an Ottoman

Party at @GordyR 's!

413x · 23 Jun 2023 at 17:35

jonneymendoza said:
As soon as i took down my wallpapers the walls started falling apart...

Did u just did a reskim or did u remove all of the old plaster to brick level? thats what i done upstairs

This is all plasterboard.
The plasterboard was in too bad a shape to paint over. So reskim was best way.

GordyR · 23 Jun 2023 at 17:35

Nitefly said:
Every time we read a @GordyR post we now know he’s lording it up in his massive drinking bar.

Probably sat on an Eames chair with an ottoman

It definitely explains some of my more erratic late night posting… Now you know!

gazref · 23 Jun 2023 at 17:38

jonneymendoza said:
Yea anything house related is absolutely bonkers.

The tradesmen are definitely minting and riding off a high horse during these times

I remember when everyone was crying about the polish builders coming over here undercutting UK builders. Pendulum swung the other way on that hasn't it.

Martynt74 · 23 Jun 2023 at 17:39

GordyR said:
Yeah things are insane right now in that area.

I got a bit of a taste for home drinking during lockdown so we had a large bar room built in our garden last year, complete with electric shutters, wired internet, industrial drinks fridge, electrics, the lot.

I knew it wasn’t going to be cheap but it was more than three times what I had initially budgeted by the time it was done.

Reignite the old music career on the side!

GordyR · 23 Jun 2023 at 17:43

Martynt74 said:
Reignite the old music career on the side!

Those were the days.

I’m a dad now, at some point real life caught up with me.

sigma · 23 Jun 2023 at 17:44

gazref said:
I remember when everyone was crying about the polish builders coming over here undercutting UK builders. Pendulum swung the other way on that hasn't it.

I remember at work once, it took 2 Polish builders 2 days to knock down and rebuild a significant wall.

It took the on-site facilities company (interestingly run by the son of a senior manager) 4 days to build a garden shed which later became their man-shed essentially, it had a dart board IIRC.