NHS=Negligent Health Service

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It is. I honestly hope that I'll always be able to afford it up until retirement. If I could afford it I'd cover my mum and dad too. My wife has had cancer issues (BRCA and Carcinoma) over the years and the private healthcare has been critical to her treatment.
Sorry to hear about your wife's problems but glad that they have been seen to
 
Soldato
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It doesn't cover A&E, I think we all know that. So if you were going to go down that line don't bother.

I have the comprehensive level of care for me and my family. Work covers me, I pick up the rest. Details here: https://www.bupa.co.uk/health/health-insurance/~/media/Files/MMS/bins-14200.pdf

We also have access to their online GP service and mental health services. We've used them a couple of times over the past five years and having zero waiting and fast, efficient services is really nice.
So as soon as you get a chronic condition, it no longer covers you for that condition.
 
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You can get Chronic cover and Chronic cover plus as optional extras. I didn’t need that.

They don’t cover pre-existing conditions.
The trouble is you never know what you will need in the future. How much extra would the other options add on? Would the extra cost become too much if you ever became too ill that you had to have the extras to get the treatment?
 
Soldato
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The trouble is you never know what you will need in the future. How much extra would the other options add on? Would the extra cost become too much if you ever became too ill that you had to have the extras to get the treatment?

All considerations to be taken into account at the time. It doesn't change the fact that private health insurance get me faster access to treatment if I need it today and costs me less than the NHS - although I acknowledge that not everyone is paying as much tax as I am and I am therefore somewhat of an outlier in this regard.
 
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Soldato
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Now that is some of the worst doctoring, was she even examined or was it put down as an over protective mum?
Something very odd there. If a single doctor had seen multiple times and not escalated, that's terrible practice. If seen and escalated to different teams (GP, A&E, pads, physio etc) then sounds like a very atypical presentation and unexpected by many clinicians. Poor girl.
 
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Something very odd there. If a single doctor had seen multiple times and not escalated, that's terrible practice. If seen and escalated to different teams (GP, A&E, pads, physio etc) then sounds like a very atypical presentation and unexpected by many clinicians. Poor girl.
True, but we had similar with our son when he was younger. He would throw up his feed and cough until he was sick when out walking. Monthly visits to the GP, in the end saw another GP who said childhood asthma.
 
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