Non-repayable grants

int · 18 Jan 2009 at 13:48

Strife212 said:
Yearly Grant

Household income Amount of grant
Up to £25,000 Full grant - £2,835
£30,000 £2,002
£35,450 £1,260
£40,000 £998
£50,000 £524
£60,005 £50
More than £60,005 No grant

I lol'd at the £50 grant

Wtf, I was told I don't qualify for a grant. That ***** me off

Kemik · 18 Jan 2009 at 14:08

int said:
Wtf, I was told I don't qualify for a grant. That ***** me off

What year are you in at Uni? If you're a second rule those rules don't count for you

Strife212 · 18 Jan 2009 at 14:08

The rules only changed recently, when did you start Uni?

Scythe · 18 Jan 2009 at 14:17

James07 said:
Well to be honest, and to be very fair, if you want something go out and earn it, i earn enough money to fund my car by working 2 jobs up to 60 hours a week, ones an apprenticeship..

Its just stupid, why not get a grant to pay back, i dont mind that at all, but non repayable, its stupid.And to everyone who saids they are entitled to it, why are you entitled to it? Because you choose to go there?

So infact, anyone who dosnt want to work can just get a grant to go to uni instead.. Sweet, and we all know how university life is stereotyped. People who want to go to uni should work, tax freem so that they can save enough to go.

By all means i want people to do the best with there lives, but not at MY expense, i want my own life too but the govt make it very hard with the very high tax brand im in just because i NEED 2 jobs to have the life i want.

Get a grant to pay back and maybe unis should drop there prices a little.

You don't understand do you. The govt support students, so they can get higher paid jobs, which means they put more money back into the system, they also have more money to spend, so the economy improves due to higher sales. It's all a big cycle.

Kappa · 18 Jan 2009 at 14:20

James07 said:
Well to be honest, and to be very fair, if you want something go out and earn it, i earn enough money to fund my car by working 2 jobs up to 60 hours a week, ones an apprenticeship..

...

So infact, anyone who dosnt want to work can just get a grant to go to uni instead.. Sweet, and we all know how university life is stereotyped. People who want to go to uni should work, tax freem so that they can save enough to go.

...

i want my own life too but the govt make it very hard with the very high tax brand im in just because i NEED 2 jobs to have the life i want.

Fantastic, you work 60 hours a week to earn £200? Stop moaning and change your direction, I was earning half that working 14 hours a week, WHILE are uni getting my mech. eng. degree.

You just seem bitter because of the situation you have chosen for yourself to be in. You say you should work and earn what you get. And you're doing it, so respect to you, and I believe that too.

But you're rant on Grants seems to OH SO coincidentally slide in with you saying you work 60hrs a week and paying 'loads' of tax. I dont know where you get that tax figure from and why you're moaning about it, I pay £620 tax a month.

Plus £125 a month going to SLC.

Oh by the way, go ask a doctor or lawyer, or someone like that I bet some of them had grants, I know a few myself.

Dave · 18 Jan 2009 at 14:22

Tefal said:
tell her to go **** herself and at least your dad cares about your future.

Ahh I don't take her too seriously, she's a Daily Mail reader

xarr · 18 Jan 2009 at 14:49

OP: http://www.nhsbsa.nhs.uk/Students/977.aspx

Oh noes

w11tho · 18 Jan 2009 at 14:51

BigglesPiP said:
The grant should be based on grades.

I agree. In addition, there should be a minimum requirement of CCC (for example) for people to be eligible for anything. If someone wants a big chunk of government funding, then I expect them to be a) good at their proposed area of study, b) be willing to work hard.

etom · 18 Jan 2009 at 14:52

Gackt said:
Debt is debt. Regardless of if it's £1 over a million years. You are still owing. I don't know about you, but I don't like the concept of being in debt, full stop.

don't go to uni then rofl...

why is it if you have a normal background / family you get no grant. should be equal for everyone. if you want extra cash can have it in loan form and pay it back when older.

James07 · 18 Jan 2009 at 14:59

Slyman2k4 said:
Are you trying to send James07 to an early grave?

Youd think

AdamDaniels88 said:
James07 works so hard he can barely find time to sit on the internet and rant about things on forums

Saturdays are my day off

DunK1 said:
You say you're in a high tax band, but you only earn £200 a week?

I earn more and i have 2 jobs, pleas read the whole thread

Maybe im wrong, i suppose people will be repaying more in income tax when they qualify, its just a bit silly in this economic climate.

HangTime · 18 Jan 2009 at 15:00

InvaderGIR said:
When I finish uni, I'll get a job, I'll pay back my loan and pay my taxes, this means others who can't afford to go to uni can then afford to go, just the same as me.

If you actually stop and think about it, I will pay my way through uni myself, just after I've finished in the form of taxes and loan repayments.

EDIT: In fact, before I went to uni I was paying taxes whilst I worked, so I was paying for others/myself to get the grants. I am also currently on my placement year, paying taxes etc. so again, paying for it all.

I don't get why we should use the tax system for this though - why not just 100% repayable loan? That way it is 100% accountable to the people who benefit from it. The money gets paid back by the people who borrowed it, not the country as a whole. There's no need to try and make any vague weighting for the fact that graduates are likely to be paying more taxes, because with a loan system, there is no approximation or averaging, each individual has their own account.

If you actually stop and think about it (

), why should someone who has not gone to uni see part of their taxes going towards cash for students (bear in mind I've never met a student who over the course of 3 years didn't buy any luxury items, whether that be alcohol, cinema tickets, presents for others, going out for a meal, a tv etc)?

I also strongly disagree with the fact that parental income influences maintenance grants (or at least it did when I went to uni). I'm an adult standing on my own two feet, why should I have got more free money than some other bloke, just because he's got a rich dad?

Thunderbolt · 18 Jan 2009 at 16:03

Surely grants are to encourage poorer people to go in to higher education end of. I know of people that wouldn't go to uni if there was no grant, as they have families to support, be it their children, siblings or parents.

HangTime · 18 Jan 2009 at 16:07

IMO that's the wrong reason for people going into higher education, to get a handout. Let them take out a loan and then pay it back once they are earning more.

Thunderbolt · 18 Jan 2009 at 16:14

Basically this is the same debate as EMA.
But isn't free education just a handout anyway?
Why not get 5-16 year olds to pay for their education and start life with 11 years of debt?
Don't some countries have education compulsory to 18, we save taxes not using this system surely?

Peño · 18 Jan 2009 at 16:32

If you wanted to nit-pick a specific allocation of tax, you might as well create a thread on the NHS. The government spend more of your tax on healthcare than they do on the education system. Have you made use of them lately? Why don't you slate the people who use the healthcare system courtesy of your "hard earned 60hr/week wages?"

If everyone had the same mentality as yourself, the result would be a population of mass uneducated people and a small handful of rich scholars. That sort of sounds like something for the Middle Ages, don't you think... ?

MrMoonX · 18 Jan 2009 at 16:35

i like my non-repayable grants, halves the costs of my OU degree, its there to encourage people to do higher education

etom · 18 Jan 2009 at 16:36

Peño said:
If you wanted to nit-pick a specific allocation of tax, you might as well create a thread on the NHS. The government spend more of your tax on healthcare than they do on the education system. Have you made use of them lately? Why don't you slate the people who use the healthcare system courtesy of your "hard earned 60hr/week wages?"

If everyone had the same mentality as yourself, the result would be a population of mass uneducated people and a small handful of rich scholars. That sort of sounds like something for the Middle Ages, don't you think... ?

sounds good to be honest. is nothing stopping these people who desperately "need" grants rather than loans working for a couple of years before going to university.

singist · 18 Jan 2009 at 16:55

My mates son must have been a saint then as he left uni with a degree but no debt at all .......... radical or what?

RDM · 18 Jan 2009 at 16:59

Scythe said:
You don't understand do you. The govt support students, so they can get higher paid jobs, which means they put more money back into the system, they also have more money to spend, so the economy improves due to higher sales. It's all a big cycle.

And tagging the grant on to the top of the maximum allowed loan doesn't change that at all. You only start paying the loan back when you are earning a reasonable amount.

AdamDaniels88 said:
Basically this is the same debate as EMA.
But isn't free education just a handout anyway?
Why not get 5-16 year olds to pay for their education and start life with 11 years of debt?
Don't some countries have education compulsory to 18, we save taxes not using this system surely?

Because education up to 16 (soon to be 18 I believe) is a legal requirement and not a choice. Going to university is a choice.

Moses99p said:
People don't understand the loan system, though... they just get scared by the fact they'll "be in loads of debt before they've even started".

But the grants are so small that they will still be needing to get a loan anyway.

Thunderbolt · 18 Jan 2009 at 17:22

RDM said:
Because education up to 16 (soon to be 18 I believe) is a legal requirement and not a choice. Going to university is a choice.

Yes but is wasted on many people, if kids appreciated the value of what they were receiving would they not take advantage of it.

Im interested to see what happens with my loan when I finish uni, my sister did an HND 10 years ago, owes more now than she did at the time.
To be honest for me having a grant or not wouldn't make a difference as long as my loan was increased accordingly, and the loan will be payable when im earning.