I'm in the same situation. I would buy an XB1 at so cheap a price, after all I bought my PS4 saving at least 80 quid form the RRP. But unfortunately buying the PS4 has emptied me of the last of my expendable cash. With Christmas coming up and no job, I've even cancelled/avoided some game pre-orders. On the subject of Halo 5 and Gears, the GoW1 remake is coming to PC and apparently even has splitscreen? Halo 5 is a big let-down and not worth the buy, especially if one is buying an XB1 just to play it. Check out Angry Joe's review to see why.
Whoever was asking about DS4 controllers, the cheapest I found one was at Shopto, they have a thing going on right now:
http://www.shopto.net/search/showpr...&utm_content=dualshock&utm_campaign=star-buys
Seriously no split screen?! what on earth is wrong with current gen why do they get rid of split screen on so many games.