Oops At The Cashpoint

itchy said:
Cash is king, do not be deluded by plastic tech. :rolleyes:

Cash saves a few quid on many purchases and building work. ;)

I try to always have good few quid in cash about as you never know, the banks cash machine system might crash the next day etc. :mad:

Always keep at least £50-100 cash min around. ;)
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One of the lessons I learned when my Dad died was that actually £5000 in an envelope is actually about the most useful thing you can possibly have!

(All other accesses to spending money dries up very quickly after a death and yet you are expected to deal with it all within a week or so!, (you can get it back eventually, but not necessarily at the time!))

If you have elderly parents to consider, this is something to bear in mind!
 
[FnG]magnolia;28441812 said:
From a banking perspective, this is nonsense.



Tax avoidance is pretty cool though.



I agree on this part.
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From what banking perspective is that? :confused:

Tax avoidance sod all to do with me am paying for the work.
Also shops do deals on cash as they avoid debit/credit charges.

So as I say cash is king, keep a good few quid about and a credit debit card etc. If the banks break you good for a few days. ;)

As for other poster...

Yer am putting £10k cash stash for my death sod all them death plans.
Also took out a plan to pay my partner and child £100k if I kick the bucket so happy dayz! :D
 
Always carry cash on me - I generally try to have atleast £30 (usually is around £60-80) incase of emergencies - while I largely use my card stuff like nights out its a lot easier to use cash.

I actually can't understand why someone wouldn't carry a bit of cash as a backup - something that I've found a lot of people at work don't do - a lot don't carry any kind of money cash or card unless they are specifically going out to buy something :S
 
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I never have cash, can't remember the last time I used a cash machine, more recently I don't even take debit cards out sometimes thanks to Apple pay
 
op makes it sound like he was withdrawing cash to pay for groceries inside the store - I don't get this at all, sainsburys have been taking card payment for some time... The only reason I can see is that if he doesn't have a debit card, just a cash card.

Cash is handy sometimes but I rarely carry it. Using it for nights out results in pockets full of coins and most pubs and bars now have contact less around here. Other purchases from shops go on debit or credit card - I just don't see what benefit there is to using cash for daily spending.

Although I've had the same wallet for about 15 years and never lost it, just having cards in there means if I do lose it I only lose the value of the wallet and a bit of convenience. Have contact less payment on my phone and the natwest app which lets me withdraw cash.

Cash has its place, I bought my car in cash because its simplest for this sort of transaction but for daily spending I just don't see the point
 
I find cash an absolute nuisance and dislike carrying more than about 10 quid.

Card is superior in almost every way - you have an itemised list of spending online, it's more secure, it's safer, you lose the card you don't lose the money, its often quicker, it's more convenient...
 
[TW]Fox;28442160 said:
I find cash an absolute nuisance and dislike carrying more than about 10 quid.

Card is superior in almost every way - you have an itemised list of spending online, it's more secure, it's safer, you lose the card you don't lose the money, its often quicker, it's more convenient...
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At this point I can only add this...!

Ordering Pizza
 
Wow, you are incredibly lucky no one took that!

And yes as other people have said, it will go back into your account.
 
Yes can confirm safetly back in the account.

As regards paying with cash, no sinister motive - just the way we've always done it, probably a throwback to pre combined debit/cashpoint cards. It gives you the money to purchase the main shopping and split the rest between us for petty cash for the rest of the week. Probably just me being old fashioned but especially if I'm just buying something for a couple of quid I would much rather just hand over cash than faff about with a card. Also means if you have £20 left over at the end of the week, you can pop in the local savings bank or building society and pay in to the ISA or whatever.

The fact banks still offer ATM service means there must be a demand for it. Anyhow lessons learned from the incident seem to be:
1. Stay focused at the cashpoint.
2. If the worst happens get the store to check CCTV (if someone had pocketed money that would have been the end of it).
3. Don't assume the money will automatically re-credit so make sure to phone the bank.
4. Stay focused at the cashpoint.

Here endeth the lesson...though I have enjoyed reading some of the responses!
 
Depends what bank you're with.

Might not go in might have to do an ATM dispute, if it was not back in by Friday then ATM dispute time.

**Edit** Oh seen you said it went back in.
 
Card is vastly superior in general. Not having to carry a wad of notes? Not having to deal with change in stores? Not having to rattle everywhere you go due to coinage?

Only drawback is little independent stores that have a card charge. Anywhere from 20p to 50p. It's not huge but it feels a bit punishing.
 
[TW]Fox;28442160 said:
I find cash an absolute nuisance and dislike carrying more than about 10 quid.

Card is superior in almost every way - you have an itemised list of spending online, it's more secure, it's safer, you lose the card you don't lose the money, its often quicker, it's more convenient...
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This. I cant wait till cash is gone and you can pay everywhere with chip and pin and contactless cards.
 
Vern1961 said:
Yes can confirm safetly back in the account.

As regards paying with cash, no sinister motive - just the way we've always done it, probably a throwback to pre combined debit/cashpoint cards. It gives you the money to purchase the main shopping and split the rest between us for petty cash for the rest of the week. Probably just me being old fashioned but especially if I'm just buying something for a couple of quid I would much rather just hand over cash than faff about with a card. Also means if you have £20 left over at the end of the week, you can pop in the local savings bank or building society and pay in to the ISA or whatever.

The fact banks still offer ATM service means there must be a demand for it. Anyhow lessons learned from the incident seem to be:
1. Stay focused at the cashpoint.
2. If the worst happens get the store to check CCTV (if someone had pocketed money that would have been the end of it).
3. Don't assume the money will automatically re-credit so make sure to phone the bank.
4. Stay focused at the cashpoint.

Here endeth the lesson...though I have enjoyed reading some of the responses!
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In all honesty i dont know how this is done. You have gone to a cash point with the specific purpose of obtaining cash. You then leave the cash point, not picking up the one thing you went to it for...
 
Jono8 said:
In all honesty i dont know how this is done. You have gone to a cash point with the specific purpose of obtaining cash. You then leave the cash point, not picking up the one thing you went to it for...
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Ever gone to the fridge for milk opened it picked something else up and totally forgot about the milk?
Same thing, this could just have cost a lot more than a pint of milk.
 
tom_e said:
Ever gone to the fridge for milk opened it picked something else up and totally forgot about the milk?
Same thing, this could just have cost a lot more than a pint of milk.
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I think a better example is looking at your watch to check the time, and then realizing a few seconds later you didn't actually register what time it was. Everyones done that before!
 
Jono8 said:
In all honesty i dont know how this is done. You have gone to a cash point with the specific purpose of obtaining cash. You then leave the cash point, not picking up the one thing you went to it for...
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As I said at the outset, I'm not sure what went wrong. Only thing I can think of is I was a bit tired and inattentive, distracted, the cash might have taken slightly longer than normal to come out or maybe I did have my first genuine "senior moment" (at 54 that's got to be worrying!). You could extend that to just about any unintended action that has consequences - the most extreme being roughly 3000 times a year, there is an unintended action on the UK roads and someone dies as a result! Rather morbid reflection but at least on this one the only casualty is my pride and an extended rollicking from SWMBO (who is going to watch me like a hawk from now on, apparently).
 
Jono8 said:
In all honesty i dont know how this is done. You have gone to a cash point with the specific purpose of obtaining cash. You then leave the cash point, not picking up the one thing you went to it for...
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I sometimes stop in the garage to get cash on my way back from work on a Friday night - if its been a long week with overtime I tend to be a bit switched off and couple of times almost done it but realised the moment I went to turn away. (Silly thing is I've usually stopped off to get cash due to intending to go out for drinks with friends but then been too tired to bother going out anyhow).
 
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