Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

[tangey]

easy to transfer to another provider that does provide all the options.

It's extremely rare for ALL options not to be offered. Any of the bigger providers will offer all options to the beneficiaries

NEST simply doesn't have the capacity/offerings as they are very basic provider of pensions to fulfil a need for employers to tick a box

You can only transfer out of Nest when you stop contributing. No partial transfers allowed.

I note that my IG SIPP also only allows lump sum on death. I need to be with IG as I need to hold oz shares in a SIPP and they are the only ones I know in the UK that can do so.

 

[EvilRob]

You can only transfer out of Nest when you stop contributing. No partial transfers allowed.

So why does that matter? no one will still be contributing when they're 75.