People that pay by phone and don’t have cards on them.

mrgubby said:
The idea of getting out an expensive , fragile piece of tech to make a payment has always seemed a bit absurd to me :)

Card, cash or my watch ( if I can be bothered )
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I use my phone, not a crystal chandelier. Why is it risky to wave my woken phone in it's case, near to a till payment keypad? It's not like I have some sort disability where I cant hold things and just throw them violently at the floor. It's no more risky than using for any other activity it was designed for.

The only one thing that does annoy me is when travelling on buses. I use an app to buy tickets which you have to place a barcode under this scanner. The trouble is that the scanner also has NFC and if its not working right, it can place a charge to my card which is also programmed in. The driver will delete it when it happens, it has happened maybe twice in hundred journeys.
 
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Always have a £20.00 note and a card with me - used 2 or 3 times over the last couple of years.
 
Puzzled said:
Contactless card in back of phone case, easy.
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Careful with this.

I did it one night and completely forgot. For the next week I had problems getting my phone to work on contact less machines.

Turns out certain machines were picking up a signal from both my card and my phone and getting confused.
 
wesimmo said:
Careful with this.

I did it one night and completely forgot. For the next week I had problems getting my phone to work on contact less machines.

Turns out certain machines were picking up a signal from both my card and my phone and getting confused.
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Tfl charged my contactless card twice when using a digital train ticket. I no longer keep cards on the back of my phone case.

Ended up getting a refund but took 2 weeks to get it. There has been two bank hole in the walls close + banks where I live and the shops removed cashback plus the cash machines in shop.
 
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Feek said:
In branch or via a cashpoint? It would be nice if cash machines could work with Apple Pay to withdraw cash, that would be handy.
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Via cashpoint - you login to the app and it gives you a code to enter into the cash machine - has to be a Natwest cash machine though.
 
There was a thread on Reddit similar to this one. I will say the same thing, those of you who just use phones to pay with everything, not carry any cash, and/or have a bank card in its case, what the hell are you going to do if you lose your phone or even if your phone battery dies?

You can't call the bank or use an app to freeze/cancel your cards/accounts until you get home or where ever you have contact numbers stored as I am pretty sure you wont have a slip of paper with emergency numbers on your person at the time of losing your phone. You won't have any means to purchase anything as all your means to do so, is lost.

Personally I think it's silly to just use a single method to purchase. I have a wallet with coins, notes and a card in, a smaller one for my other cards, and also my phone which I don't actually use to purchase anything as I have not set it up but will do now these threads have reminded me to do so.
 
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