Pics of my new car!

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Adz

Adz

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aviva is www.dayinsure.com



how did you manage to get cover? if carcraft lied about your details I'd say thats a large loophole and good grounds to take the car back and get stuffed!

although I am curious how you managed to tax the car, you cant use dayinsurance policies for dax disc purchasing



??

A dealer will always tax a car for you (on their trade policy) and I'm sure, as a dealer, they have a different arrangement with Aviva than you would going through Dayinsure.

If you want to pick on James some more, keep talking about how he's just signed his life away for a Renault Clio 1.2 rather than trying to find holes in his insurance story :D.
 
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You guys are being pretty harsh tbh, the guy has made a mistake granted but who in their life has never made any mistakes? I bought an Astra GTE when I was 18 which turned out to be a cut-and-shut (at the time I convinced myself the lower price was just good luck on my part). Young people make stupid mistakes, hold the front page.

(Incidentally that GTE lasted me throughout Uni)
 
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My first car, a 1300L Mk1 Ford Escort cost me nearly a grand to insure, in about 1990. I never once paid as little as £300 for car insurance before I moved to Germany in 1999. It's a different story now though, maybe your memory is a bit foggy or something?

No, I paid about £300 to insure a Cortina 1.6GL in 1990. Group 3 IIRC (when there were 9 groups). TPF+T.
 
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Another lol irony?

/sigh

really what as that got to do with anything in this thread?

cant beleive your actually sad enough to go through threads to dig things up, seriously dude get out once in a while at least

edit: i can not actually believe how sad and pathetic that is hahaha i feel almost sorry for you...
 
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£140 x 48



Around 165 with insurance/gap etc 140 for the car loan

~£6720 for the car then :(
Who provided the GAP? some policies I have seen say your GAP might be invalid if you modify the car even if the mod is cleared with the motor insurace provider? so you might not even be able to fit alloys in the future.

Edit: having read more of this page, your GAP insurance is also invalid if there is not an in-force and valid fully comprehensive motor insurance policy on the car. So from what you have claimed you are, today, commited to a ~£6700 CliOH and ~£1200 for an unusable GAP policy :( I would assume that you are also breaching the terms of the credit agreement with Carshaft as generally you need to have the vehicle adequately insured at all times during the agreement.
 
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A dealer will always tax a car for you (on their trade policy) and I'm sure, as a dealer, they have a different arrangement with Aviva than you would going through Dayinsure.

If you want to pick on James some more, keep talking about how he's just signed his life away for a Renault Clio 1.2 rather than trying to find holes in his insurance story :D.

Not quite true, i bought my new car from a dealer and i have to wait for the logbook to come to tax it.
 

Adz

Adz

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Not quite true, i bought my new car from a dealer and i have to wait for the logbook to come to tax it.

All dealers (except the really shady backstreet ones) will have the ability to tax a car for you and lots will insist that they do. Maybe "always" was a bit strong but I'd be very surprised if Carcraft let someone drive away in an untaxed car.
 
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[TW]Fox;14265126 said:
No, you are 19, you've shacked yourself up with a really really bad loan with horrific interest, and you are driving a bottom of the range generic Clio.

Had you done some research first, or perhaps asked advice from others, you could have been driving an actually nice car - perhaps a better Clio if Clios are what you like - and paying perhaps THOUSANDS less for it.



Companies offering ripoff finance for crap cars prey on people like you. You can't go through life with that attitude or you'll end in a mountain of debt to finance the purchase of a load of material junk.



No you wont - you are in massive negative equity, the car is worth considerably less than you owe on it, so you cant get rid of the car without being left with a huge loan and no car?

£170 x 60 months is £10,200 - £10k on a 4 year old base model Clio. By using your brain a BRAND NEW Clio costs less than that.

And the funny thing is despite this complete and utter failure I guarantee somebody from the OcUK OMG ITS HIS MONEY squad will be along to tell us we are all nasty and that he obviously knows what he's doing..

You'll still be paying £170 a month when its a crappy 8 year old 1.2 Clio thats falling to bits!

I agree with you for once.

Take £170, save another month that gives you £350 ish, go and buy a Polo 1.1 Genesis, and pay little on insurance on it. Keep it standard and SAVE the £170 a month you are paying, over x amount of months. Then wait till you have 9k in 2 years with 2 years NCB and buy whatever you want outright.

I know i was considering spending £500 a month leasing a 335i, but a 335i isnt a 1.2 clio...
 
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