Post your bikes thread

DSC00231_2.jpg


DSC00233_2.jpg


'09 K7 DRZ400SM. Mods so far include a Yoshi RS2 exhaust, K&N air filter and a dynojetted carb. I have done a few things since these pics such as remove some stickers and that awful looking tool bag as well as fit a new rear light & tail tidy and replace the ugly indicators with some arrows.

I ordered a new Keihin FCR-MX 39mm carburettor for it almost 2 months ago but it still hasn't arrived. They are like hens teeth at the minute :(


I have an awesome drive to look forward to at the end of the month. I have to sit on that knife edge seat from Northern Ireland right down to Winchester. That's well over 400 miles of ball numbing pain. Yay! :D
 
Scuzi said:
'09 K7 DRZ400SM. Mods so far include a Yoshi RS2 exhaust, K&N air filter and a dynojetted carb. I have done a few things since these pics such as remove some stickers and that awful looking tool bag as well as fit a new rear light & tail tidy and replace the ugly indicators with some arrows.

I ordered a new Keihin FCR-MX 39mm carburettor for it almost 2 months ago but it still hasn't arrived. They are like hens teeth at the minute :(


I have an awesome drive to look forward to at the end of the month. I have to sit on that knife edge seat from Northern Ireland right down to Winchester. That's well over 400 miles of ball numbing pain. Yay! :D
Click to expand...

I just love that DRZ, gonna own something like that one day in the near future. What sorta power is it gonna be kicking out once new carbs on ?

Rilot: the new pipe looks great, hows it sound ?, has it road baffle in ?
 
Flukester said:
I just love that DRZ, gonna own something like that one day in the near future. What sorta power is it gonna be kicking out once new carbs on ?
Click to expand...
With the new carb on and tweaked with the rest of the mods power will be in the region of 42ish hp at the rear wheel. I'm weighing up the pros and cons of a 470cc or 490cc big bore kit running higher compression with which 60rwhp+ will be doable.

It sounds paltry compared to sports bikes but the delivery of that power is very different due to the ultra short gearing and in a package where bike and rider together weigh less than a modern sports bike alone. With 60hp, keeping the front wheel on the ground will be interesting!

I have thought about just chopping it in for a KTM or Husky running 60hp out of the crate but the reliability of them is questionable and silly service intervals put me off. I did nearly 1500 miles in the first 2 weeks of getting the bike. Had I had a Husky I'd have had to have serviced it abotu 4 times in that period :p


Rilot, I'm loving that can. Really sets off the bike. Keep it shiney :cool:
 
Flukester said:
dunno if anyone remembers the easiest big bike to liberate power was ?, FZR1000EXUP. It was back in the days of the voluntary 125bhp limit and to do this they put a plastic webbing 1/3 across the intakes, to liberate full power you just got a stanley knife on them :)
Click to expand...

Haha, yes I had one- a '91 RU model. It didn't run that well after derestriction, so I sent it to PDQ. £1200 and one top end rebuilt later (all the inlet valves were burned- they were known for chocolate valves) it was awesome. Superb torque, a ripping top end but so easy to ride. Lovely bike, I toured Europe in it. Still the fastest I've ever been on a bike too. Build quality was rubbish though!

Apparently mine is still going.
 
CGrieves said:
Technically yes, but there are sensible consumer protections in place- in the event of an accident the insurance company would have to demonstrate that the modification was contributory to the accident itself. Very difficult to prove that a slight gain (or more likely loss) of power contributed to an accident.

There is no automatic invalidation of insurance with a modification. Otherwise insurance companies would be refusing claims due to stuff like non standard fairing bolts.
Click to expand...

Exhaust changes are a major modification. a lot of companies will decline you based on them. So if you were insured with them not having declared the mod and they would have declined you to start with why would they pay.

A friend of mine had to pay for his own damages and the third parties because he hadn't disclosed an engine modification on his car. Why take the risk when you could be paying out for injury claims in the millions. One of our claims investigators called me the other day to find out if our customer was insured when he hit a footballer. Luckily we won't be paying out for the 7.5million injury claim. Theres no point in not disclosing mods, insurance is based on trust and you telling them the truth. I'm very sure they can just say no to paying you out if you have broken the contract.
 
MoNkEyMiKeY said:
I'm very sure they can just say no to paying you out if you have broken the contract.
Click to expand...

Actually the insurance Ombudsman is there for this very reason- to make sure insurance payouts (and rejections) are justified.

I'm not advising that anyone should/shouldn't disclose modifications. Any adult can make that decision for themselves. Nevertheless the fact remains that the onus is on the insurance company to prove that a modification was a factor in any accident.
 
CGrieves said:
Actually the insurance Ombudsman is there for this very reason- to make sure insurance payouts (and rejections) are justified.

I'm not advising that anyone should/shouldn't disclose modifications. Any adult can make that decision for themselves. Nevertheless the fact remains that the onus is on the insurance company to prove that a modification was a factor in any accident.
Click to expand...

Fair enough if you think that Ombudsman will do that. How often do people actually listen to the recorded message at the beginning of a call or read the assumptions on quotes sites. You accept verbal contracts and so do the insurance companies. As I stated already a major modification can leave you with no payout. I have canceled many policies and given the customer 7 days to go else where because they have lied about mods or usage. To be honest if you haven't disclosed the exhaust mod the Ombudsman is probably going to take the insurance's side.

Theres just no point taking the risk of not disclosing in the hope that an Ombudsman will make sure you get your payout. It could take ages to get sorted as stated on their site "We can resolve many disputes informally, but some cases are more complex and take more time. We aim to settle most disputes within six to nine months.". So then it goes your way then you spend the same amount of time while the insurance sorts the claim.

To a point really if you are stupid enough to deliberately not state a modification you deserve to not get a payout. If you don't realize and don't read or listen when when asked if any modifications have been made then I hope the Ombudsman can help you.
 
Last edited:
MoNkEyMiKeY said:
To a point really if you are stupid enough to deliberately not state a modification you deserve to not get a payout. If you don't realize and don't read or listen when when asked if any modifications have been made then I hope the Ombudsman can help you.
Click to expand...

Hope you're not pointing the "stupid" comments at me, as I have no undisclosed modifications. Although in the past I have had plenty of claims successfully resolved with undisclosed modifications such as loud cans, upgraded brakes etc.

My point is you won't get a claim rejected due to things like tyres that aren't on the manufacturers OE fitment list (technically a modification), anodised engine bolts etc. The insurance industry would be in disarray if that were the case.

If a rider kills 20 bystanders in a bus queue, undoubtedly the insurance company will take the bike apart with a fine toothcomb. In that situation the legal process will require the insurance company to prove that the modifications were a significant contributor to the accident before being able to reject any liability. That's the sort of case where the ombudsman would get involved.

And, as I say, we are all adults and able to make our own decisions.
 
CGrieves said:
Hope you're not pointing the "stupid" comments at me, as I have no undisclosed modifications. Although in the past I have had plenty of claims successfully resolved with undisclosed modifications such as loud cans, upgraded brakes etc.

My point is you won't get a claim rejected due to things like tyres that aren't on the manufacturers OE fitment list (technically a modification), anodised engine bolts etc. The insurance industry would be in disarray if that were the case.

If a rider kills 20 bystanders in a bus queue, undoubtedly the insurance company will take the bike apart with a fine toothcomb. In that situation the legal process will require the insurance company to prove that the modifications were a significant contributor to the accident before being able to reject any liability. That's the sort of case where the ombudsman would get involved.

And, as I say, we are all adults and able to make our own decisions.
Click to expand...

No sorry the stupid comment wasn't at any one other then people who deliberately don't state mods. I'm not talking about small things like nuts bolts and tires. Most companies aren't bothered about tires as long as they had enough tread during the incident. But major mods like exhausts that most of the time increase power could mean you aren't insured. I have had police officers calling up to check if a customer they have pulled over is covered for business use. I'm pretty sure they would ask if a bike had a race silencer noted. In their eyes if you aren't telling the insurance the truth you aren't insured. Which means points fine and vehicle towed away.
 
i've never told ins companys of stuff I fit to bikes and claimed lots of times... should they be told of everything like power commanders etc ?

edit: I just rung up my insurers (broker), it's a real minefield.

apparently they need to know of ANY change to the bike, though I'm not gonna tell them about silly things like speedhealers / gearing changes etc. I told them about end cans and power commander, both were on approved list of mods, though only if the cans were road leagal ( I run no baffles lol )

she listed as a example one insurer has banned steering dampers, I mean wtf is that about :(, another wont insure stainless steel addons lmao


they then said in case of any accident bike is returned to standard, which I expected.

i think all of this needs some common sense, if you have a accident caused by a aftermarket part failing, they may not cover you... if it had nothing to do with it your gonna be ok I rekon, no one is gonna say 'nope not covered' coz someone t boned you at junction if you were running £2000 magnesium wheels :)
 
Last edited:
I just checked with one of my insurers (Carole Nash) and as long as it doesn't give more than 5% extra power, it won't affect the policy. And with modern bikes, you'd be lucky to get 1% by slipping a can on (99% of the time you'll get a power loss).

Ironically tyres are the one thing that really are likely to contribute to an accident.

Funnily enough in the 15 years I've been commuting to London I've never once been pulled by the Police for race exhausts. Plenty of times for small numberplates, but never for an exhaust. And some of them have been fairly offensive!

You'll definitely get stung for business use though. I know of several cases where an accident happened during working hours, and the insurance company checked with the employer to check if they had holiday or not at the time, whether they were arriving late or leaving early etc.
 
yeah gone are the days of getting pulled for loud cans, you'll only get booked for loud pipe if you causing a nuisance with it.

i once got a £240 quid fine for loud cans on TLR, but not had any probs since.
 
Flukester said:
yeah gone are the days of getting pulled for loud cans, you'll only get booked for loud pipe if you causing a nuisance with it.

i once got a £240 quid fine for loud cans on TLR, but not had any probs since.
Click to expand...

TLs are damn loud for some reason. I've been through several race cans on my TLS, but they were all really offensive, sort of pit-of-the-stomach booming. I found a pair of cheap Quill T3s a few years back, just the ticket. A nice boom without the "crack", but still road legal (although they are beginning to sound like most of the baffling has disappeared).
 
You must log in or register to reply here.
Back
Top Bottom