Soldato
Premium Bonds - If you post to say how much you've won, please also say how much you have invested.
- Thread starter Feek
- Start date
I have 25 pounds in premium bonds and I haven't won in decades. Can I change my numbers?
Soldato
Could only be MrWong who's won those.
I saw someone on the list in Cardiff with a bond somewhat close to mine and got excited.
Then I thought.. ****, I what if it's one different to mine.. I'd have been.. Why didn't I buy that slightly faster broadband!
I'm never looking again
Associate
Do you know my mum?
She's obsessed with getting new bonds
It's a great source of tension between us as I keep refusing to recycle her old bonds into new ones
How do you even do that? I mean unless she's missing out by buying/selling?
Good calendar skills.
Soldato
Someone won £50k from £15 bonds they've had since 1985, lol
Not interested in PB's but i thought i'd let you know what an utter pain they are should you die.
My father in law had around 40k in them and died in December. They are the single worse company to deal with, they are insisting on probate when nobody else has and they estimate 4-6 months till they will pay the funds (we know others who have waited 8 months), possibly longer. So beware, they are honesty awful to deal with should the worse happen, they are slow and fixed in an ancient method of working. I can't believe how long they can take to return money to an estate.
Terrible institution.
My father in law had around 40k in them and died in December. They are the single worse company to deal with, they are insisting on probate when nobody else has and they estimate 4-6 months till they will pay the funds (we know others who have waited 8 months), possibly longer. So beware, they are honesty awful to deal with should the worse happen, they are slow and fixed in an ancient method of working. I can't believe how long they can take to return money to an estate.
Terrible institution.
Soldato
The actual value of the bond was £10, total holding was £15.
Someone else won £50k with £10 bonds (value & total holding) bought in Jun '90
Also somebody won £1k from a £1 bond bought in Mar '68.
Associate
Yes - she keeps asking me to sell some of hers (it's all online so she can't do it!), and then buy new ones - it's tiring having the same conversation with her every 3 months!
Soldato
Depending on if I win anything this month depends on my next steps. Win something then I'll stick to my guns and pull my bonds out as I need to clear credit card debts that go from being interest free.
Don't win anything then I'll pull it all out, clear my debts then apply for a loan and get myself a new (to me) car.
Why are you investing in premium bonds that have a good chance of paying zero percentage back when you have credit cards to pay?
The credit cards are interest free purchase ones so I just spend on those and put what I would have paid into a savings account or into premium bonds. The credit costs me nothing but with a chance of winning some prizes. I know a high rate savings account is better but I like the chance of winning something big!
Looks like I didn't win anything big (no surprise there!) but will see how I did on the smaller prizes in a day or two.
It is frustrating. It's like trying to explain why earth isn't flat to a flat earther. It'll never get through.
Associate
My NSI prize checked says the results are not until tomorrow
Soldato
The big prizes have been announced via site/spreadsheet… looks like it’s another month in the rat race.. but next month it be different! LolMy NSI prize checked says the results are not until tomorrow
We still have the low end prizes.. hopefully I’ll pick up a few £100s and £50s..