Thanks chaps, I really have no idea what people are like in bike clubs, never been in one. it's my observation that most seem to have better kit than me! I'm just gonna have to suck it up and join a Sunday social ride and see what's what!
You get a mix of ages, talents, wallet size and attitudes to various things. Cycling is no different to any other 'group' sport in that regard.
Find a friendly club and it'll be fine
You should be able to join them for a few rides without having to pay.I've ridden with a few that weren't unfriendly but rather not particularly welcoming. They tended to be more focused and competitive/race orientated.
Clubs with local town or county names are more likely to have an eclectic mix of personalities and abilities vs those with 'team' names.
I'm actually a member of a club the town over which is 4 x the size of a standard British Cycling club which is 50 members. With over 200 people in it there's always somebody riding somewhere in the week and they're very well organised. For the weekend social rides there are always several different speed groups and they all set off at the same time in the same place and all head out (to begin with) in the same direction. The more capable riders use the higher groups and go further with more climbing. If you find the pace a bit much at the start you can just drop back and be collected by a slower group.
All the rides finish up at the start location for coffee & cake approx 2 hours 25-40 miles later

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The screens keep the windchill off without causing me to cook and are light & compact easily.