Tried a different server - was going great and built a house near a radtown and a 9mm pistol - until I found a car and thought "wheeeyy, I can get in the car".
Don't try it.
I fell through the map, unable to type in chat or control my character, no option to kill myself except to wait for the 1900 food I had to deplete and die of hunger. To make this worse, the car was comfy which meant hunger depleted slower than normal. Argh.
Anyone know how to fix this? cba to wait 2 hours to die of hunger =/.