Should I give my ex wife anything from my PPI refund?

Maybe give her a bit less than half for the time you put in to making the claim. If she's been a **** to you then just keep it though.
 
MissChief said:
We defaulted on it when we split up, neither of us could afford the repayments separately. A debt company took it on and we're paying them.
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Would the amount clear the debt? id clear the debt but if you have urgent needs then that might not suit you.
And sort out that joint bank account before it bites you in the ass. Its a bad idea having it hanging out there even if your on good terms now that can change and so can either of your circumstances, that and wouldn't it have an effect on your credit rating?
 
I'd keep it.

Just keep half of it in your account, if she doesn't come after it in another what, 5/10 years? Than its yours.
 
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MissChief said:
We defaulted on it when we split up, neither of us could afford the repayments separately. A debt company took it on and we're paying them.
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  • Get a final settlement figure from the debt agency
  • Pay off loan
  • Offer half of remaining to Ex
You've been paying that loan for way too long and it sounds like a ridiculous interest rate too considering the length of time.

Also offering half keeps you in the good books and you can hold your head high.
 
£50 a month probably isn't scratching the interest on the loan you're still paying off, get a settlement figure and get as much of it cleared off as possible. PPI was an insurance policy on financial offerings in case you couldn't pay it back, use this opportunity to get it cleared for both of you.
 
Steeps said:
£50 a month probably isn't scratching the interest on the loan you're still paying off, get a settlement figure and get as much of it cleared off as possible. PPI was an insurance policy on financial offerings in case you couldn't pay it back, use this opportunity to get it cleared for both of you.
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The loan was sold to a debt company and is being repaid without interest.
 
Keep it, then advise her to file a PPI claim on her half, then convince her that she should give you 50% of that as well, then poo through her letter box. /gd
 
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