You need to do some careful calculations, especially if you can't get back your fixed deal. How long do you have left on it?
Also since you are moving one of your cars to a PHEV then you'll likely be using quite bit of power on that if you want to keep your fuel bills down, so that is another figure to factor into the larger equation. It's slightly different if you are on a full EV with Agile, as you can time the charging when/if the prices go to the lowest point, assuming you aren't depleting the full battery every other day anyhow.
How much of your home heating is going to be done by your AC in the winter now you have your insulation done? That is another factor for you, as it may be cheaper to have Octopus Go Faster, and use the 5hour 21:30 to 02:30 to get cheap electric rather than gas, and re-charge the home batteries if using them for heating etc. in the day time. The rates for that at 8.25ppkWh off-peak and about 40p peak now, so only 5p above Agile, and you can move to the 7.5p outgoing SEG rate.
Lots more could be said, but it is a great big calculation with lots of factors some of which are moving targets, so quite hard to guess.