Someone Ran me over..

You should really include an index page for that book :p
Agreed, although you can find it written better in my memoirs.
The guy was an absolute ***** and I can really see why some motorists hate us with a passion.
Same, for me the bad cyclists seem to stand out more than the bad drivers, I guess their mistakes are more obvious, especially to other cyclists...
What I got from that story above was that the dude was out of a couple of grand but was happy it got resolved quickly for £750
Does not math? Not sure where you got 'couple of grand' from... :confused:
 
I agree with the have to wear a helmet but insurance thing is hard to implement as it is the chosen transport for kids, elderly and people who have little money to spend on public/private transportation. You would need to charge enough to cover damages/injury of OTHER people/vehicles/property you may crash into and also fees to cover the enforcement and administration of implementing the insurance requirement. In the end, the insurance will cost more than most non hobbyist bikes and it would be unfair to charge people for it. Especially if they require the bike for commutes.
 
They should make it law that Cyclists 'have' to wear helmets and also have insurance.

How exactly is my 3 year old nephew going to pay for insurance?

Also there's no research that shows helmets have any impact on safety. In some circumstances they may actually cause more harm than good.

http://www.cyclehelmets.org/1052.html

Link added.
 
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Points/ban and fine only.

Seriously? For failing to stop after potentially nearly killing someone?

It does seem ridiculous in general that motoring offences are dealt with so lightly.

I guess maybe when self driving cars become the norm then penalties for incidents caused by people who've opted to not use an self driving car can be ramped up as an incentive. You're free to drive manually but if something goes wrong and it is clearly your fault then we'll throw the book at you.
 
what would you find a reasonable price for cycling insurance for an average adult or a child?

You are not insuring your bike from damages, you are insuring yourself for potential damages and injury you may cause to others.
 
Everyone posting here saying "do him", "sue his ass", "fleece him" etc needs to really think about this and experience it. When you're knocked off and relatively unhurt the last thing you really want is a long drawn out process, revisiting the incident and constantly worrying about things. Jonney just wants a resolution to what has happened, as he's relatively unhurt, just wants the damage resolved (repair/new bike).

Pretty much this.

I was knocked off a few years ago on High St Kensington when an old guy in a jag turned across my lane and I went over his bonnet. Happened right outside a packed Starbucks, I found all the shocked faces in the window amusing, as like the OP it must have looked really dramatic especially as I was clipped in.

Bystanders were helpful, including a white van man who 'chased' after him for me and got his reg :D (the driver had to get out of the intersection and find a space to stop further down the side street).

I was unhurt and the bike not obviously damaged so I left it. Didn't even let the police know.
 
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The same way your 3 year old nephew paid for his bicycle one would assume.

His parents. Obviously. However he's below the criminal age of responsibility so...what you gonna do if he doesn't pay? And how much is it going to cost? He's 3, can't exactly kill someone!

Does he have to have it for his noddy car too?

Maybe he requires property insurance for his toy castle?
 
You are not insuring your bike from damages, you are insuring yourself for potential damages and injury you may cause to others.

I have this through British Cycling for about £30 a year. 3rd party liability cover... although I think they don't cover accidents if the third party was cycling and also insured by British Cycling!
 
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