Somone crashed in to my car & left a note

mrk said:
I think sending a text wanting insurance details was the wrong approach. Should have called and met up to discuss options. I bet he'd have been a friendly enough bloke and you could then have walked away and got a few quotes from local body shops and then get him to confirm payment for the work to be done.

The body shops would more than likely have given you a courtesy car as well.



Their IQ's what though? Don't leave us hanging!
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It was a case of Woken up far too early to find out my car has been smashed in to by a stranger and wanting to get the ball moving quickly, in hindsight i should have got it done outside of insurance.

Besides, i didnt post this to the petrol head forum, i posted it to GD and it was moved by a mod, i was only going to get one kind of welcome from you lot :P
 
terley said:
it was very hard to get a decent reply from him in the first place.
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Was it?! You texted him, then called him, and he responded within working hours, on a normal working day. I'd argue that is a better than average response time. I certainly wouldn't be dealing with that sort of thing while I'm at work!
 
terley said:
I don't trust a stranger to pay me upwards of £400-500 to have repairs done to my car, especially when it was very hard to get a decent reply from him in the first place.
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Well...a guy I know had a neighbour pay about £1000 for a panel repair after they drove in to it. He was a new driver and knew it was going to sting either way.

But yea, now it's going to cost both of you for years to come.
 
Nasher said:
Well...a guy I know had a neighbour pay about £1000 for a panel repair after they drove in to it. He was a new driver and knew it was going to sting either way.

But yea, now it's going to cost both of you for years to come.
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As i say i have made non-fault claims before, never effected my premiums as i have significant NCB.
 
terley said:
I don't trust a stranger to pay me upwards of £400-500 to have repairs done to my car, especially when it was very hard to get a decent reply from him in the first place.
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You made this thread at 1:15pm then posted at 2:50pm to say that he had replied to your text. With very valid reasons about the insurance premium increase for what the cost 9f the repair could be. Doesn't sound very hard to get a decent response to me.
 
Hard to get a decent reply? I thought he came back to you on the same day. Is that not good enough? You sound like a really unreasonable person, I'm glad it wasn't me that hit your car!
 
Do most people really see such large increase with a claim on record, i had 2 claims on mine for a few years and it only added around £20 a year.
 
Wouldn't surprise me if insurance writes your car off lol. That'd be a bummer :) sentimental value you said ?
 
Azza said:
You made this thread at 1:15pm then posted at 2:50pm to say that he had replied to your text. With very valid reasons about the insurance premium increase for what the cost 9f the repair could be. Doesn't sound very hard to get a decent response to me.
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Sadly we now live in a world where people get the arse on if they don't get a reply within 30 seconds.
 
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