Spring Budget 2023

[ci_newman]

Because I was paying £7/hr for childcare, then £7.50 and as of 1st April - £8/hr. And I know for sure that of the 10 or so staff, 5 or 6 are youfff on appreticechips etc. and the owners husband is on pay roll, her sis/niece etc...

They now rent a school premises at ultra low cost too...

Nurseries not being profitable is a cop out IMHO. Maybe it is region dependant.

My local nursery owners drive a Porsche Cayenne and a 911. For some nurseries / regions, there is definitely money around.

 

[Uther]

I looked into the disability changes some more this morning.

If I have understood this right, basically they have sold it as removing the work capability assessment so its no longer a barrier. But what they have actually done is removed ESA, just removed it completely, so we no longer have a sickness out of work safety net, at least for people who dont qualify for PIP.

Current law requires an assessment to consider someone as fit for work, as an example when they scrapped IB and replaced it with ESA, people had to be assessed for ESA before they could be kicked off, this new white paper removes that obligation, anyone on ESA who doesnt get PIP will suddenly be deemed fit and healthy with no assessment to prove it.

I believe we would be the only country in Europe to not have a safety net for people too ill to work if this change gets ratified.

Its not yet clear if those on PIP who get the health top up on UC will be obligated to look for work. PIP isnt an out of work benefit. The paper doesnt mention any automatic exemption.

From what I understand the NI version of ESA (for people with recent work history) will be unaffected. In addition the changes only affect UC, so those still on legacy benefits wont be affected until they get migrated over. The start date when it will affect new claimants is 2026, so after the GE.

Really bold and just shows how bad our country has become, there simply is not enough empathy for vulnerable people.

I assume the plan is if you don't qualify for PIP then you're not ill. And no doubt PIP won't be easy to get either, not that it was before.
Arbeit macht frei.

 

[dlockers]

Clearly some (including members on this forum) have taken advantage of the benefits system. They are clearly fit to work certain roles but chose not to. Hopefully this change will hit the people it is intended to hit, rather than those who truly cannot work.

 

[chrcoluk]

I assume the plan is if you don't qualify for PIP then you're not ill. And no doubt PIP won't be easy to get either, not that it was before.
Arbeit macht frei.

Pretty much as you said yes, PIP is targeted at a quite narrow set of living conditions. It was never designed to assess if someone is too ill for work, its a disability benefit.

So yep one minute you ill, the next you cured, its a miracle, courtesy of the government.

 

[chrcoluk]

Clearly some (including members on this forum) have taken advantage of the benefits system. They are clearly fit to work certain roles but chose not to. Hopefully this change will hit the people it is intended to hit, rather than those who truly cannot work.

I think the analogy would be you want to wipe a prison full death sentence prisoners with a nuclear strike, but by accident you will also wipe out all the surrounding town as well, so 99% of causalities will be innocents. But its all ok as you have wiped those prisoners out.

 

[dlockers]

I think the analogy would be you want to wipe a prison full death sentence prisoners with a nuclear strike, but by accident you will also wipe out all the surrounding town as well, so 99% of causalities will be innocents. But its all ok as you have wiped those prisoners out.

I don't know enough about it but yeah you are probably right.

 

[adidan]

I'd love to know where all these jobs will be coming from seeing as vacancy numbers are on the decline.

Funny, amongst other wastes they had a temporary PM and Chancellor who spaffed over £30billion of our money into the ether. But, no, ignore that sort of thing, it's ill people's fault for being ill - get them working.

 

[Uther]

Hopefully this change will hit the people it is intended to hit, rather than those who truly cannot work.

Yeah right...

 

[danlightbulb]

My local nursery owners drive a Porsche Cayenne and a 911. For some nurseries / regions, there is definitely money around.

Too much money.

The childcare industry has changed the past few years and not for the better. It's not 'childcare' anymore it's 'early years education' now. Why? Because it makes it sound like you're getting more and therefore they can charge more.

And no longer is childcare just a 'job', like many jobs it's now been marketed as a 'career'. Why? Because otherwise it's not so appealing to young people. But that comes with more costs, to make a job into a career you have to have progression, training schemes to gain you qualifications and people expect pay progression which increases costs. Obviously minimum wage laws haven't helped either.

Another sector that thinks they deserve more for the same when what we need as a country is simply pack em high and let people get to work. We don't need to promise nvqs or degrees in how to give a bunch of toddlers chicken nuggets and chips for lunch.

 

[200sols]

Too much money.

The childcare industry has changed the past few years and not for the better. It's not 'childcare' anymore it's 'early years education' now. Why? Because it makes it sound like you're getting more and therefore they can charge more.

And no longer is childcare just a 'job', like many jobs it's now been marketed as a 'career'. Why? Because otherwise it's not so appealing to young people. But that comes with more costs, to make a job into a career you have to have progression, training schemes to gain you qualifications and people expect pay progression which increases costs. Obviously minimum wage laws haven't helped either.

Another sector that thinks they deserve more for the same when what we need as a country is simply pack em high and let people get to work. We don't need to promise nvqs or degrees in how to give a bunch of toddlers chicken nuggets and chips for lunch.

Minimum wage laws haven't helped, bit much coming from you to be honest. Other people need to survive as well you know.

 

[413x]

Why do I clearly not earn £100k?

I'm saying that once the bills are paid, there is a lot less left over per month than what you might think.

I don't believe it.
Unless you're living in a very expensive area 100k is a lot of money. A lot of money!

You're going to have a lot left over.
If youve chosen a big mortgage that's your choice. But it's offensive to lower paid to say it isn't.

Imagine being on 100k and saying to someone on 15k..yeah I have it hard too

 

[ChrisD.]

If youve chosen a big mortgage

Define a big mortgage?

I have it hard too

I never said that. I'll keep it simple and quote what I said as it's apparent some people on here cannot read.

What’s also annoying is that it’s nearly impossible to calculate the right amount to put into your pension to fall out of the trap, whilst still earning enough to pay the bills and to look after one’s family.

I've even made it bold. Pay bills and look after family. Ie, food, clothes, holiday, savings.

 

[ci_newman]

Too much money.

The childcare industry has changed the past few years and not for the better. It's not 'childcare' anymore it's 'early years education' now. Why? Because it makes it sound like you're getting more and therefore they can charge more.

And no longer is childcare just a 'job', like many jobs it's now been marketed as a 'career'. Why? Because otherwise it's not so appealing to young people. But that comes with more costs, to make a job into a career you have to have progression, training schemes to gain you qualifications and people expect pay progression which increases costs. Obviously minimum wage laws haven't helped either.

Another sector that thinks they deserve more for the same when what we need as a country is simply pack em high and let people get to work. We don't need to promise nvqs or degrees in how to give a bunch of toddlers chicken nuggets and chips for lunch.

Congratulations, you've managed to highlight in a single post how narrow minded and poorly informed you are well done.

For anyone that's actually worked with an early years setting, you'll know it's not about helping the normal children succeed but to help those with additional needs and behavioural problems and prepare them for school. That requires educating those staff and learning those skills, which means they (rightly) should be earning more.

 

[200sols]

If youve chosen a big mortgage that's your choice.

I know you looked at @dLockers when you said that.

 

[EvilRob]

No, you’re view on reality is wrong. 96% of the population earn less than £100k and manage. Yet you can’t? And my views on reality are wrong? Right oh!

More than half of Britons earning £80,000 to £100,000 believe they're 'about average'

Polling reveals Britons attitudes about their own incomes, just as soaring living costs bite into wages across the country

www.independent.co.uk

I already explained why it's subjective and gave a commonly occurring example of why someone earning £100k (£5-6k or so a month net) may well feel stretched while leading what most would consider a normal lifestyle.

Instead of envying people who earn more than you and trying to claim they have some kind of issue, how about we focus on the real problem: quality of life for particularly millennials and younger is much lower than it should be thanks to at minimum 15 years of poor government policy and poor UK performance. Everyone feels this.

• People who "manage" on an average income often have a pretty ****** quality of life - when imo people who work should be able to afford their own house, car, decent lifestyle if they are prudent.
• People who earn more than that often feel stretched just to afford what was a given for most working folks a generation ago.

 

[ci_newman]

I don't believe it.
Unless you're living in a very expensive area 100k is a lot of money. A lot of money!

You're going to have a lot left over.
If youve chosen a big mortgage that's your choice. But it's offensive to lower paid to say it isn't.

Imagine being on 100k and saying to someone on 15k..yeah I have it hard too

Two people earning the average wage (£33,280) in a household brings home a very similar amount to one person earning £100k.

Those earning £100k / year take home ~ £67,000 after tax (but not including pension contributions etc). Two people earning the national average would bring in £53,000 after tax.

No somebody earning £100k isn't destitute - but Chris.D probably has less disposable income after childcare fees than you and your GF do.

 

[dlockers]

I know you looked at @dLockers when you said that.

I've spent most of the morning doing my finances and tbh, RIP

 

[Freakbro]

Too much money.

The childcare industry has changed the past few years and not for the better. It's not 'childcare' anymore it's 'early years education' now. Why? Because it makes it sound like you're getting more and therefore they can charge more.

And no longer is childcare just a 'job', like many jobs it's now been marketed as a 'career'. Why? Because otherwise it's not so appealing to young people. But that comes with more costs, to make a job into a career you have to have progression, training schemes to gain you qualifications and people expect pay progression which increases costs. Obviously minimum wage laws haven't helped either.

Another sector that thinks they deserve more for the same when what we need as a country is simply pack em high and let people get to work. We don't need to promise nvqs or degrees in how to give a bunch of toddlers chicken nuggets and chips for lunch.

You definitely need to up the wattage on that bulb dan, as it's really not bright enough to see at the minute!

 

[ci_newman]

I've spent most of the morning doing my finances and tbh, RIP

Time to send the kids into the coal mines, and sell a kidney or two.

 

[ChrisD.]

Two people earning the average wage (£33,280) in a household brings home a very similar amount to one person earning £100k.

Those earning £100k / year take home ~ £67,000 after tax (but not including pension contributions etc). Two people earning the national average would bring in £53,000 after tax.

No somebody earning £100k isn't destitute - but Chris.D probably has less disposable income after childcare fees than you and your GF do.

How dare you post with rationale and common sense.

Also, two people on £33,280 will get 30 hours of free childcare from the age of 3 (soon to go down), plus 20% saving for under 3 year olds, whereas someone on £100k and above does not. You could even have two people on £90k who earn £180k as a household, who are still entitled to childcare help.