By legal work do you mean bother the other solicitor for random crap the buyer "declared" in the questionnaire your governing body invented?Might get some legal work done at some point..
By legal work do you mean bother the other solicitor for random crap the buyer "declared" in the questionnaire your governing body invented?Might get some legal work done at some point..
We certainly got our **** together.Biggest problem with house buying/selling are buyers/sellers. Easy isn't it to blame the other side of the fence.
If people could fill in paperwork properly solicitors wouldn't have to waste time asking 3 times. If people could sign documents where they are told solicitors wouldn't have to waste time sending new copies out. If people could find copies of documents they got when they built an extension solicitors wouldn't have to waste time asking the council for copies. If people could carry out basic ID checks properly and read basic requirements for source of funds solicitors wouldn't have to waste time explaining 6 times what is required.
I could go on...
An average day for me involves answering 20 emails from clients who ask a question they could find the answer to on our online portal (that has had ££££££ invested to make it state of the art and bang up to date on every step of the transaction) (e.g have you had XX search back yet) or in documents that were sent out multiple times that they haven't bothered to read. Then another 20 emails from estate agents or brokers asking the same thing. Then half of those answer with a follow-up question. Then wade through 50 pages of bank statements because people just go "**** it i'll send everything" rather than send only what they've been asked for or even better send a screenshot from online banking that shows bugger all information. Then remind a few people of their portal passwords which haven't changed in 4 weeks. Then send a few contracts back to people who have signed on the wrong page despite being sent an example copy showing where to sign. Then go through a property information form question by question asking for ones to be filled in that haven't.
Might get some legal work done at some point..
Seems you're getting mixed up with who does what so my point stands.By legal work do you mean bother the other solicitor for random crap the buyer "declared" in the questionnaire your governing body invented?
Not everywhere. My place categorically won't accept anyone that can't do an ID check through our chosen app. It's part of our PI insurance requirements and it's a lot easier to have all the AML/KYC/PEP checks done at onceWhen it comes down to it all the "must" disappears in the needs of doing business.
I've requested exchange and completion to be done on the same day to mitigate this worry of the lender pulling outDidn’t happen on Friday. Hopefully Monday.
Our solicitor requested the release of funds with our lender and it went to manual review. According to our solicitor, it’s all routine and should get sorted on Monday and it won’t stop Completion on Thursday.
I’ve heard a few stories of lenders pulling offers at the last minute recently, so it’s a tad worrying.
Fingers crossed for Monday.
Our seller wanted a bit more between the two in order to finalise packing and removals etc.I've requested exchange and completion to be done on the same day to mitigate this worry of the lender pulling out
Ive asked my mate at college whats involved in conveyancing qualsThe process of buying in this country is such a massive joke. Solicitors can sit on stuff, take in extra work with no recourse.
In the past a photo ID check was never a big deal, cannot remember previous house purchases where it was. But now, "clients must have a smartphone", "customers must use the facial recognition in the app."
As neither my wife or I own a smartphone, we each have a non sentient brick, we share an email or rather she shares mine, none of that was going to float. We turned up with a driving licence each, a cursory glance and a low res photocopy was made to stick in the file.
When it comes down to it all the "must" disappears in the needs of doing business.
I'd have absolutely refused. No way would I ever use a third party app to have a photo of my ID.See we were told that photocopies of ID simply wasn't good enough we had to use this damn thirdfort app paying ht ebest part fo 20 quid each.
For the app to seeminlgy take a photo of our ID lol and a 3rd party store our data
Our solicitor uses this. Haven't had the ID request through yet mind you. Expect it will be sometime this week.See we were told that photocopies of ID simply wasn't good enough we had to use this damn thirdfort app paying ht ebest part fo 20 quid each.
For the app to seeminlgy take a photo of our ID lol and a 3rd party store our data
Seems a lot of solicitros use this and now as soon as we're done theres a GDPR request going inI'd have absolutely refused. No way would I ever use a third party app to have a photo of my ID.
I'd imagine it won't be long before everywhere does it. Natwest and Barclays do and a few others i've opened this yearI'd have absolutely refused. No way would I ever use a third party app to have a photo of my ID.
You don’t have to use them, there will be ways around it. I’ve just read Thirdfort’s privacy policy and it’s a joke and ambiguous in parts.I'd imagine it won't be long before everywhere does it. Natwest and Barclays do and a few others i've opened this year
For now, yes.You don’t have to use them, there will be ways around it. I’ve just read Thirdfort’s privacy policy and it’s a joke and ambiguous in parts.