I wouldn't get excited until you've exchangedJust had confirmation that the mortgage has been approved.
Can I get excited yet?
I wouldn't get excited until you've exchangedJust had confirmation that the mortgage has been approved.
Can I get excited yet?
It feels like a constant rollercoaster of ups and downs.I wouldn't get excited until you've exchanged
We agreed a sale price in August last year and had an offer accepted for a house in mid September but still we don't have a date to exchange! It got to the point that for it to go through we had to sell our house before Christmas then just hope the buying goes through. Luckily I could move in with my parents and a friend had an empty garage for our stuff.
Just stay down until exchange then you can't get too disappointedIt feels like a constant rollercoaster of ups and downs.
Haha it's really hard though.Just stay down until exchange then you can't get too disappointed
@mid_gen
Given you've had the offer accepted and it's looking likely, have you got a link? Sounds like a lovely house.
Yeah it's a cracking house.
Think i remember you saying you were around Ashby at the moment when chatting about the pubs. It's a lovely area around there. Especially if you like Llamas
So damn close.
Could exchange this week if all goes well.
Solicitor thinks you can't use LISA for exchange deposit ,but I think you can
Can't meet the 10pc exchange deposit threshold without it annoyingly
Can I use my Lifetime ISA bonus for my exchange deposit?
Yes. Lifetime ISA funds, including the bonus, can be put towards an exchange deposit.
However, the property purchase must be completed within 90 days of your conveyancer receiving the withdrawn funds from your Lifetime ISA manager.
Not sure about the LISA but I know with the help to buy isa you only get to use your own money as part of the deposit and not the bit you gain on interest, if i remember correctly. And you're only allowed to use it on properties up to the value of £250k, which in Bristol gets you a shed.
I know how you feel about wanting to send pictures and being excited. I'm trying hard not to get excited and emotionally attached but I already am! Things have gone so fast and to plan I'd be surprised if it fell through but there is always that risk.
It's not even anything remotely special compared to what some of the other houses I've seen in this thread and these forums in general but I still can't wait.
Edit: ignore me, i don't know what I am talking about it seems
I didn't think you could but a quick google seems to suggest you're right
Hah yeah, haven't been to the llama farm yet It is a really nice area, I grew up in a tiny village in the boring flat South, but spent the last 10 years living in big cities (inc Hong Kong) so it's great to be back in rural Britain, you really appreciate it more after being away. Went for a muddy walk from Melbourne through Breedon-on-the-Hill at the weekend, loved it!