Do you need to use two separate cables? I have googled this (I have same PSU) and seems that theres no right or wrong answer from what I found. I am using the single cable with the split pin
Depends on the PSU design. If its a multi rail PSU, then you should use two separate cables that come from separate rails. For single rail, this doesn't matter so much. Some PSU's are switchable between multi rail and single rail. That particular Seasonic unit is single rail.