Too many credit cards? aka "The Credit Card thread"
- Thread starter robfosters
- Start date
You're not going to be exceeding your 1000 allowance if you're doing this I doubt.
But 125 free is still 125
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Soldato
Credit cards are great.
I always try and have a new card with a sign up bonus on the go, it usually ends up giving me at least a 10% return on spend I'd have to make anyway.
Omg!
Credit cards are great.
I always try and have a new card with a sign up bonus on the go, it usually ends up giving me at least a 10% return on spend I'd have to make anyway.
TUMI bags everywhere. As far as the eye can see.
Credit cards are great.
I always try and have a new card with a sign up bonus on the go, it usually ends up giving me at least a 10% return on spend I'd have to make anyway.
Caporegime
Who says anything about being a millionaire, you are obsessed about being rich. Unless it hasn't got through your head, it's about taking advantage of the little things because it is wise to, and it is beneficial, in both legal and financial perspectives.
Credit cards are great.
I always try and have a new card with a sign up bonus on the go, it usually ends up giving me at least a 10% return on spend I'd have to make anyway.
I wish the UK has half of those cards, I would get a Sapphire Reserve today if it's here. The only "good" card are the Amex ones and now the Barclays but sign up bonus are still turd.
I sign up to Fare Drop (Kara and Nate), and have been following how they travel hack using sign up bonuses. No luck doing any of that this side of the pond.
Nice collection, I binned my Amex Plat when I stopped travelling for work and the price went up from £300 a year. I should do a similar picture but with Airline and hotel status as I never binned any of my cards.
Credit cards are great.
I always try and have a new card with a sign up bonus on the go, it usually ends up giving me at least a 10% return on spend I'd have to make anyway.
Honest question, has it affected your credit score having all those?
Credit cards are great.
I always try and have a new card with a sign up bonus on the go, it usually ends up giving me at least a 10% return on spend I'd have to make anyway.
Would like to hope they'd have a DD setup for min payment.Imagine forgetting the payments just once
Na min payment DD is a scam. It gets requested so early.
Eh?
Due diligence is fine, I do it lots of it at work. But I have seen "sound" massive companies go under within a week when looking at their last accounts, searching etc showed no issues. Unless you are going to follow them for months, go interview the senior management, get friendly in the pub with the senior accountant, try and pick up gossip from the shopfloor, a lot of the time you will have no idea.
Plus you only have to pay a deposit of £100 by credit to be covered for the full amount so in yoru cabin case you could have done that and paid £14,900 by BT and you would have been covered under section 75. Must less stressful and then you are full protected.
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Soldato
I turn off the minimum payment direct debits and do it manually, as I found they were requesting payment via DD way before the due date. I also keep most of my current acc balance in savings/earning interest so often there is jack all in my CC so I stay in control this way, too. Obviously requires discipline but I check my finance Excel and all 8 of my accounts every single day.
Soldato
I don't think the Sapphire Reserve is worth the annual fee, I only have it for the signup bonus. I'll downgrade it to another Freedom card when the annual fee becomes due.
Hes always said, hes in the top 1% earners so earns aropund £250k a year. My question is why its taking him another 5 years to pay his mortgage off? I mean he cant have borrowed more than £600k? He should have had the whole lot paid off in 5 years.