Trading the stockmarket (NO Referrals)

ozaudio said:
. but they way i see it is i have many many years before i can even reach the money so its nothing i even think about or worry over
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Yep. Assuming the retirement date is between 2050 and 2055.. realistically between now and then we are going to see some severe market downturns but no point worrying.
 
Rob_B said:
+100% pre market? Nah that's just normal behaviour no?
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The guy behind the original Gamestop meme boom from WallStreetBets has resurfaced on Twitter after being silent for years, and is pumping the meme stocks again.

Gamestop, AMC, Blackberry seem to be main ones again.
 
ozaudio said:
after putting my pension up to 10% , works only matches upto 7.5% , im now looking towards investing a little money each month, you you lot research what you are investing in or just pick companys that are huge or what? whats a dummys guide
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i randomly picked a few stocks a year ago put 10k in and 1.6x the money despite one of the stocks going down 65% (i only put 1000 on that one) so that's scientific proof you just need to randomly pick stocks (thats how science works isnt it?) Rolls Royce was the best performer, marstons the worst

I dont know how you make money thought, i cannot sell the stocks that are down or ill lose money, and hte once that are up i cannot sell in case they go up more!
 
edscdk said:
i randomly picked a few stocks a year ago put 10k in and 1.6x the money despite one of the stocks going down 65% (i only put 1000 on that one) so that's scientific proof you just need to randomly pick stocks (thats how science works isnt it?) Rolls Royce was the best performer, marstons the worst

I dont know how you make money thought, i cannot sell the stocks that are down or ill lose money, and hte once that are up i cannot sell in case they go up more!
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I have this same "issue" up 4x on RR back when it was £1, don't want to sell even though I could pay my mortgage off with it...every 1% is another 1.5k! some days it earns more than I make in a month and then drops back, I'm tempted to sell it when its up to 4.30 and then buy back when it drops 10p like it likes to, but knowing my luck it will fly to £5.
 
Andreworex said:
I have this same "issue" up 4x on RR back when it was £1, don't want to sell even though I could pay my mortgage off with it...every 1% is another 1.5k! some days it earns more than I make in a month and then drops back, I'm tempted to sell it when its up to 4.30 and then buy back when it drops 10p like it likes to, but knowing my luck it will fly to £5.
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i know im going to die with 100s of K in stock.. the only money ill see is any dividends

we have 45k in tesco stocks that i think payed 7% dividend last year and 8% this year.. we are up 50 - 75% on those.. (not a inspired well researched purchase - the wife works there and there was a pay for stock scheme she was in for 5 years)

Project the price out to 10 years and see what it "might" be worth, then project how much your mortgage will have cost you over 10 years.. then balance "might be worth" with will 100% save you...

^^^ i dont know if thats good advice i jsut made it up.. personally id be too scared to sell any shares!

edit ** Oh you have to factor in the extra money you could put into stocks as you are not paying your mortgage.. ok its too complicated now...
 
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edscdk said:
i know im going to die with 100s of K in stock.. the only money ill see is any dividends

we have 45k in tesco stocks that i think payed 7% dividend last year and 8% this year.. we are up 50 - 75% on those.. (not a inspired well researched purchase - the wife works there and there was a pay for stock scheme she was in for 5 years)

Project the price out to 10 years and see what it "might" be worth, then project how much your mortgage will have cost you over 10 years.. then balance "might be worth" with will 100% save you...

^^^ i dont know if thats good advice i jsut made it up.. personally id be too scared to sell any shares!

edit ** Oh you have to factor in the extra money you could put into stocks as you are not paying your mortgage.. ok its too complicated now...
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I know what you mean, its complicated. if someone asked me would I put over 100k in RR a few years ago, I would have said no, but was happy with the £35k that built up over months and was pretty much constantly growing over the 3 years, now its at an amount that is life changing for me.

I have decided to just take out chunks as needed for big purchases, so my lad is 18 in July so will take out enough to buy him a car for his birthday, still life changing but smaller than smashing it all on the mortgage, which is at 40% LTV so not massive, under £500 a month which reinvested would take many years to get to the figure now in my ISA.
 
edscdk said:
i know im going to die with 100s of K in stock.. the only money ill see is any dividends

we have 45k in tesco stocks that i think payed 7% dividend last year and 8% this year.. we are up 50 - 75% on those.. (not a inspired well researched purchase - the wife works there and there was a pay for stock scheme she was in for 5 years)

Project the price out to 10 years and see what it "might" be worth, then project how much your mortgage will have cost you over 10 years.. then balance "might be worth" with will 100% save you...

^^^ i dont know if thats good advice i jsut made it up.. personally id be too scared to sell any shares!

edit ** Oh you have to factor in the extra money you could put into stocks as you are not paying your mortgage.. ok its too complicated now...
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Andreworex said:
I know what you mean, its complicated. if someone asked me would I put over 100k in RR a few years ago, I would have said no, but was happy with the £35k that built up over months and was pretty much constantly growing over the 3 years, now its at an amount that is life changing for me.

I have decided to just take out chunks as needed for big purchases, so my lad is 18 in July so will take out enough to buy him a car for his birthday, still life changing but smaller than smashing it all on the mortgage, which is at 40% LTV so not massive, under £500 a month which reinvested would take many years to get to the figure now in my ISA.
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I would have a similar issue with my work share plans, but I'm planning to cash in when the Sharesheme matures after 3 year thou I have one maturing every year and cashing in any sharepurchases shares that are tax free at that point at the same time.
Not sure if I'm going to reinvest it into my private stocks and shares ISA or move the cash to invest into a SIPP...

you could use the cash to live off on and the money that you would spend from your salary goes into your pension, as the pension is not including in your estate.
 
200sols said:
L&G MT Global developed equity or for increased exposure to the US mag 7, L&G HSBC Islamic Global equity.

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I'm with L&G for pension. I changed my pension fund last year to L&G HSBC Islamic Global equity fund. Seems to be paying off so far but who knows what the future will bring.
 
Just because I never pay too close attention. Does the price of a share usually drop by the dividend price when it goes ex-div?

I need to sell most of my shares towards my house build and I know my Vodafone shares go ex-div soon. Just curious whether to hold and take the dividend or sell before hand. Assume that the dividend value isn’t critical.

Makes sense they would but curious on the real world effect.
 
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ozaudio said:
so i logged into my pension account and my current pension is invested in this below which i have no idea what its about, im sure i can change some or all of what my money is invested in

L&G PMC 2050 - 2055 Target Date Fund 3​




i have options
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hey dude might want to check those screen shots for the info displayed
 
inferno said:
No idea how we can sell our postal service to a foreigner. :/
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Bought a few weeks ago at 272.
Was really surprised the price stayed at 272 if I'm honest.

Loads of chatter about the Czech guy improving his offer.
And/or
The stripping back of "daily delivery".

Either course of action suggested RM was undervalued to me.


Edited. I got in at 272
 
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