What would you do?
- Thread starter bloodiedathame
- Start date
Soldato
- Joined
- 27 Mar 2004
- Posts
- 4,627
- Location
- Telford
if they have that attitude, i would forget the friendship too, so easily sorted in a fair manor, they are just greedy!!
Soldato
- Joined
- 25 Jun 2006
- Posts
- 4,375
Yea, with that attitude, offer repairs costs and tell them to do one..
Associate
- Joined
- 21 Nov 2007
- Posts
- 1,064
- Location
- Fleet, Hampshire
To put a slightly different slant on the house insurance issue. If your sister could be held to be legally liable for the damage caused (and on the facts stated here she may well be), then she could claim under the liability section of her own home insurance (i.e. not the home in which the incident occured)
Almost all home insurance policies cover you for accidents when you were at fault for someone else's loss. A bit like the third party liability under a motor insurance policy although motor is specifically excluded under a household policy. That is why cyclists don't need liability insurance. It is covered under the house.
However, that would only cover the legal liability in this case and as the claimant has a common law duty to mitigate any loss would only cover the replacement of a similarly aged and spec laptop.
Almost all home insurance policies cover you for accidents when you were at fault for someone else's loss. A bit like the third party liability under a motor insurance policy although motor is specifically excluded under a household policy. That is why cyclists don't need liability insurance. It is covered under the house.
However, that would only cover the legal liability in this case and as the claimant has a common law duty to mitigate any loss would only cover the replacement of a similarly aged and spec laptop.
Not wanting to sound like a keyboard warrior but I'd be litrerally telling the to get to ****. So a repair is going to be just 200 quid, not the 800 originally thought? That's your sisters limit of obligation.
Tell you what actually, I've had a crappy day - get me some contact details and I'll merrily act on your sisters behalf. 1 minute phone call and all will be good
I often see in commercial contracts, that if there is some form of insurance or other cover, then that must be fully explored to reduce the loss before liability falls on them.
Is this purely a contractual term or has it got any basis in general loss claims (e.g. if they took it to small claims, would it matter?).
Ahh never mind I see royal fleet's posted just that, assuming it's right I'd tell the friend to go bite me. The family seems self-entitled and money obsessed.
Is this purely a contractual term or has it got any basis in general loss claims (e.g. if they took it to small claims, would it matter?).
Ahh never mind I see royal fleet's posted just that, assuming it's right I'd tell the friend to go bite me. The family seems self-entitled and money obsessed.
This.
Surely much of the responsibility lies with the sister of the laptop owner. She used her brother's laptop without his permission and as a result of an accident it was broken.
No reasonable friend would expect you to pay in this situation. The attitude they have taken proves they are not people worth associating with. Demanding a new replacement for a 5 year old laptop is an attempt to take advantage of your sisters generous nature.
No reasonable friend would expect you to pay in this situation. The attitude they have taken proves they are not people worth associating with. Demanding a new replacement for a 5 year old laptop is an attempt to take advantage of your sisters generous nature.
Yup this.
I also think your sister has been more than generous and that she should not bear the cost of the loss alone. In fact I don't think she should bear any of the cost which should be covered by insurance and if it isn't that's not the fault of your sister.
Hah I'd offer to cover the insurance (premium) and that's it. They're taking the P now
Last edited:
Lol wut?
What if he's not happy with the £1600 laptop, get him the full spec £2500 one?