well it is that cause of how it works out. 1st was on my dads in for a about 6 months, then he renewed so got a 1yr exp, then last 2yrs got my own insurance and NCB, so when i renew i will have been drivin for 4yrs and 3yrs ncb is how it works out.
Basicall say i passed in Feb 2005 then got insured on my dads. Then his renewal came july 2005 so i didnt get a yrs exp till the following year. So when it came to me getting my own car i waited for my dads renewal the next year so i could get 1yrs exp for my own insurance but i had been actually driving for 18months. It was a pain tryin to sort it out with the insurance companies explaing what happened and all i got was well is actually just 1 yr exp then.