Soldato
I'll pay cash and we'll run the car nearly into the ground.
I am waiting for a lump sum to come from my NHS Pension (imminent) so not buying until then
If you are doing that, aren't you better off dumping £20k into a three year fixed savings, netting you about £2k in interest over 36 months after the monthlies are deducted, and getting one of the cheap PCH deals, then picking up a 3 year old car for £10k if you still like it?