When are you going fully electric?

jpaul said:
is there an imminent highland upgrade to Y with 3's compliant suspension, and the better seats; ( for space is ID7 competitive more stylish/dynamic alternative )
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Yes and No..

The official 'Juniper' update for the Model Y is expected tail end of next year, and who knows if RHD will be delayed until 2025.

However, Model Y already has some improvements:

Suspension:
The Model Y already had a recent suspension upgrade, which sounds rather the same as the new facelift Model 3 (improved mounts, rates, springs, struts etc), that was tail end of last year. There are comparison videos' that show it was a very noticeable improvement. It's hard to nail down if/when the RHD models got this, but judging that I've been in a few, late 2022, the RHD Model Y's had the parking sensors removed and supplied with a parcel shelf, these ride much better than the early ones, so anything supplied today should have it.

Cameras
There are also some Model Y's spotted in the field with the improved qualuity of camera's, these might also be part of the removal of parking sensors upgrade, but I think we need to wait until Juniper for the new bumper mounted front camera which is that next step on.

Seats
Most certainly will be Juniper.


So if you just want the suspension upgrade, no real need to wait, the seats, look good, but not sure if worth waiting 18 months for.

In terms of ID7 vs Model Y, the big differentiator on top of everything else is access to all Superchargers.. that's a big consideration for us at the moment, since infrastructure is creaking at times, having access to the most amount of public chargers is useful, and the Model Y is a nice enough place to be, the ID.7 is very much 'ID' like our ID.3, a good design, but not executed that well, the infotainment is a bit laggy, software is a bit weird at times, but I do like both for their minimalist designs..
 
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I’m surprised the model Y is going to take that long to get the refresh treatment.

The model Y already has almost all the ‘under the skin’ improvements the model 3 just got.

So predominantly it’s an exterior and interiors cosmetic refresh, of which a significant number of parts are already in production for the new model 3.

I can’t see that they will want to keep the lines open for the existing parts that were shared between the two cars for long.

Perhaps the ‘rumours’ of it not being available for another year are deliberate to keep people buying the existing model for the next few months and we will see it quicker than that.

You can see that with the U.K. RHD Model 3, they’ve left the old model up because there is tons of stock to shift before the end of the year while other RDH regions are selling pre-orders for the new one. Same with the states, it’s still the old model for now.
 
It's at least 9+ months out, because we had 3 months prior warning (inside info) that model 3 lines in some factories were being wound down, then a 3 month gap whilst they reconfigure and iron out the new production and at least 3 months delay if not 6 months before we get RHD..

So with Model Y even if in the next month we heard lines are being wound down, expect at least 9-12 months before RHD Junipers appear..

Of course, Tesla want to keep it quiet, but the number of people in supply chain and the factories make leaks inevitable..
 
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Have just called tesla again and apparently they can bring in a MYP for me to test drive at the tottenham branch. Just waiting for an agreeable time/date so at least getting somewhere
 
Difference between the model 3 and Y is the 3 had a substantial under the skin update. Have a look at the cut aways, the front and back end of the car are entirely different.

The Y isn’t getting that because it’s already got it, it’s almost entirely cosmetic of which most of it is already being manufactured for the Model 3. They will want to get it out the door ASAP, everyone knows what it will look like and people will stop buying the old one. Might get a 0% bargain on the old one in the mean time I guess.

They have only skipped 1 quarters RHD Model 3 production in the switch over, the lines were only down for a few weeks, not months. The shut down happened in august and the new cars are landing in Europe in October and they take a month to get here.

I’d put money on highland being in the U.K. in Q1 when Australia get them. They’re not going to go to the effort of building RHD that market which is smaller than the U.K./Ireland and not build them for here as well. They just have stock here and probably the last run of the old model 3 already inbound to shift first.
 
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AlSki said:
We've got an Easee for my wife's Cupra Born. I can confirm "it just works" as it should. We are on the (now unavailable) EDF tariff with cheap rates after 9pm, so when charging is required we just plug in and leave it, it sorts out the charging automatically as required (the notifications ping up on the phones so we see it start/stop etc).
It's going so well, that when my lease is up in about a month, I'll be on a Mini-e as well.

One thing to be aware of is your installer. Ours is a new estate with lots of BEV owners so we were lucky enough to get recommendations, but the kit the guy had to use to properly test costs them quite a bit of cash, and the certification process for the installer is lengthy too. It's not something that any old electrician who works in home electrics should be doing for you. It was something like;
  • Groundworks and new high voltage line 1hr
  • Wiring up to charger 1hr
  • Testing idle, Testing charging, testing remote shutoff (from your phone), testing Auto-Shutoff when full, testing error shutoffs etc etc, 4 hrs
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I think I'll be going for a Zappi. Just waiting on the final quote. It seems my 1970's house doesnt have earth/bonding on the gas and elec pipes so I think I'll need to get that done too it seems.

I'll need to check but it seems Im in a rural zone for grants for the charger, might get £400 towards it which will help. I just need them to confirm they are approved installers, Im sure they will be.
 
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Curious thing about 3 update, is whether they had new $$$ giga castings which, new suspension sub-frame attachment suggested - it's new body panels seemed a smaller investment.

e: ok gigacasting are just introduced in 3 update
These include the use of Gigacastings to produce single large front and rear single sections of the car instead of welding over a hundred parts together as is the case in the current Model 3.
 
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Currently charging off my neighbours Zappi, they’re on the FIT so I’m lapping up all their solar that they are getting paid for regardless of whether it gets exported or not. Happy days :D
 
Questions about employer EV salary sacrifice schemes...

I've previously just used company car cash allowances to buy a car I want outright and pay off the personal loan.

However I now have to be in the office (which is 27 miles away) regularly, so I'm thinking about selling our petrol Golf and getting an EV through my company's scheme.

Are these schemes typically any good in terms of rental prices and tax / NI avoided, or does it completely depend on what prices have been agreed between the company and the lease car provider?

Am I right in saying the advantage to a 40% tax payer would be that instead of paying 40% tax on the cash allowance, that same money would instead fund a better car than I would have been able to get with net / post-tax earnings?

Would my wife me able to drive it, and are there rules about private use via a vis tax relief?

Many thanks.
 
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Participant said:
Questions about employer EV salary sacrifice schemes...

I've previously just used company car cash allowances to buy a car I want outright and pay off the personal loan.

However I now have to be in the office (which is 27 miles away) regularly, so I'm thinking about selling our petrol Golf and getting an EV through my company's scheme.

Are these schemes typically any good in terms of rental prices and tax / NI avoided, or does it completely depend on what prices have been agreed between the company and the lease car provider?

Am I right in saying the advantage to a 40% tax payer would be that instead of paying 40% tax on the cash allowance, that same money would instead fund a better car than I would have been able to get with net / post-tax earnings?

Many thanks.
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It depends on the specific deal they are usually less competitive than a private lease but once you factor in the tax savings it’s changes the ball game completely, being a high rate payer obviously helps.

The ‘gotcha’ things to look out for are pensions. Some salary sacrifice schemes reduce pensionable pay some don’t (including the employer contribution). Obviously the former is a MASSIVE cost increase to you.
 
Participant said:
Questions about employer EV salary sacrifice schemes...

I've previously just used company car cash allowances to buy a car I want outright and pay off the personal loan.

However I now have to be in the office (which is 27 miles away) regularly, so I'm thinking about selling our petrol Golf and getting an EV through my company's scheme.

Are these schemes typically any good in terms of rental prices and tax / NI avoided, or does it completely depend on what prices have been agreed between the company and the lease car provider?

Am I right in saying the advantage to a 40% tax payer would be that instead of paying 40% tax on the cash allowance, that same money would instead fund a better car than I would have been able to get with net / post-tax earnings?

Would my wife me able to drive it, and are there rules about private use via a vis tax relief?

Many thanks.
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As outlined byb0rn2sk8 a salary sacrifice scheme may impact your pension. It is a case of save now pay later and only makes sense if you are a higher earner and can take the pension hit.

I have been on salary sacrifice for 3.5 years now and it has allowed me to save hundreds per month on car costs. But I know my pension will suffer. Having said that when my current salary sacrifice car ends, I will buy a cheaper runabout and I it might just be an ICE. I now work from home 4 days per week and have dropped from 12k miles per year to 4k miles.
 
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As above, the savings aren't the 40% you'd hope for, as the lease companies tend to inflate the costs (because they know it still works out cheaper for you overall).

Pros (some may be scheme dependent):

- no deposit needed
- no credit check or impact to your credit file
- savings VS private (but not as big as you'd expect)
- can reduce your student loan payment amount (could also be seen as a negative if you actually want to pay it off)
- job loss protection (with ours if you get sacked/made redundant then you aren't on the hook for the rest of the payments, they just take the car back with no penalty to you)

Cons:
- reduce your pension contributions
- reduce your student loan payments (see above - may be a benefit for some)
- ties you to the employer ( may be scheme dependent, but if you quit and are no longer eligible for salary sacrifice then you could potentially be stuck in an agreement with inflated costs)
 
Thanks both. I had just blindly assumed the car allowance was part of gross pensionable pay and so I could just enjoy the tax savings.

Haggisman said:
As above, the savings aren't the 40% you'd hope for, as the lease companies tend to inflate the costs (because they know it still works out cheaper for you overall).
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Really? That is just utterly shoddy. Surely the responsibility of the employer to engage with companies that don't do that (unless they all do).
 
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Participant said:
Thanks both. I had just blindly assumed the car allowance was part of gross pensionable pay and so I could just enjoy the tax savings.
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This will depend on the employer, many benefits allowances are not pensionable (E.g. they do not form part of the X% of your salary you and your employer pays into your pension) but some do include it, it’s just pay at the end of the day.

Check your own terms and conditions. Where I work it would impact my pension if they did such a scheme, where my wife works it wouldn’t.

If your getting a company car instead of a car allowance, it’s not really ‘salary sacrifice’ in the strictest sense. I guess it depends on if you have to put any money towards it or not. many do a car allowance (not pensionable) or a car from a fixed list based on their position in the company.
 
b0rn2sk8 said:
This will depend on the employer, many benefits allowances are not pensionable (E.g. they do not form part of the X% of your salary you and your employer pays into your pension) but some do include it, it’s just pay at the end of the day.

Check your own terms and conditions. Where I work it would impact my pension if they did such a scheme, where my wife works it wouldn’t.

If your getting a company car instead of a car allowance, it’s not really ‘salary sacrifice’ in the strictest sense. I guess it depends on if you have to put any money towards it or not. many do a car allowance (not pensionable) or a car from a fixed list based on their position in the company.
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So I've discovered that they give me a non-pensionable car allowance of ~£6k and separately operate an EV salary-sacrifice scheme.

I'll look into the details of the EV scheme and see if it makes sense for what I want (Telsa or ideally a Y).
 
Participant said:
Really? That is just utterly shoddy. Surely the responsibility of the employer to engage with companies that don't do that (unless they all do).
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At the end of the day it’s a business so they will try and make as much as possible. Plus they have admin costs.
There is also a convince factor of not having to renew car insurance and VED yourself every year, going through that process is tedious.

I’ve always saved money (and time) on SS, over going it alone and sourcing everything myself.
 
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