The issue is that the Core i9 CPUs do require a decent motherboard and decent cooling too. Just search for power throttling issues WRT to the Core i9 10850K and Core i9 10900K,and that lower price starts getting eaten up by needing a decent motherboard and decent cooling.
With the Core i7 CPUs,you are only loosing two cores,but it should be much easier to cool,and require less of a motherboard.
Plus honestly if you do intend to not use a dedicated dGPU,Rocketlake makes some significant changes to the Intel IGP structure(Intel Xe) and is out next month. The current Cometlake CPUs basically use the same Skylake core which debuted in 2015 with the Core i7 6700K. Rocketlake has a new core.
You will also get access to PCI-E 4.0(which Intel lacks now,but AMD has) which will be useful for faster storage. The Core i7 11700K doesn't appear to cost much more than the Core i7 10700K:
https://videocardz.com/newz/intel-1...ke-s-cpus-prices-listed-by-multiple-retailers
It might be worth seeing how it performs.
Which Motherboards and Coolers? The thing is waiting for new tech is a constant cycle isn't it. Alder Lake will be out after the Summer with DDR5 and PCIE5. Then a few months later that's outdated..
I'm not really interested in overclocking, never been into chasing every last drop of performance.
I would probably buy a dedicated graphics card at some point too. The only game I can think of that I might be interested in would be FS2020.