Why am I being refused?

[Snakedoctor]

As stupid as it sounds having a credit card gives you a better credit rating than without as your rating is based both on your history and capability to settle debts.

If you're applying for a phone contract with no obvious means (from your credit history) of clearing bad debts then you will struggle.

You are better off getting a Debit card from your bank. Less temptation. Works as well.

 

[EirePlane]

do you have a job, any monthly income ?

MW

doesn't make a difference tbh
T-Mobile wanted me to sell 2 lines to someone unemployed