[TW]Fox;27587684 said:Past events are a perfectly acceptable way of appraising risk, it's what most of your entire insurance premium is based on for a start.
Serious tunnel version yo.
[TW]Fox;27587684 said:Past events are a perfectly acceptable way of appraising risk, it's what most of your entire insurance premium is based on for a start.
Serious tunnel version yo.
I try to avoid getting parking damage by parking as far away from everyone else as possible in car parks, although this doesn't always work:
Photo
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[TW]Fox;27587712 said:Do you wear a headcam too Burnsy? Never know when you might need to intervene!
Past events are a perfectly acceptable way of appraising risk, it's what most of your entire insurance premium is based on for a start.
My Good that would infuriate me.![]()
We are already on the slippery slope with black boxes which will be fitted as standard to new cars. I have read that within 6-7 years it will almost be impossible to insure a car without a black box.
I wasn't sure whether to laugh or cry. So I took a photo!
Cars get lonely when they're on their own![]()
[TW]Fox;27587492 said:Although there is an existing thread for daschcam users this seems like as good a place as any to discuss why or why not you might have one and not derail the other thread with ‘why bother’ comments.
I don’t have a dashcam and neither do I want one – infact the increasing prevelance of them is IMHO not exactly a good thing. We have enough surveillence in our society without introducing even more.
I don’t have a dashcam. I have been driving now for 13 years and in that time I have had precisely zero experiences on the road where I felt a dashcam would have been useful.
From the videos on youtube and scaremongering news stories you’d think scamming third parties are lurking on every street and it’s a case of when not if you are going to get screwed in a fake accident or something. But IMHO in reality the chances of this happening are very rare and the standard of driving in our country is sufficiently high that rigging up your car with numerous front and rear facing high definition video cameras is bordering on a bit weird rather than an essential precaution.
Every so often you see some footage that makes you think a dashcam is a no brainer, until you realise that was ONE event out of what, millions of daily car journeys.
Have a look for Russian dashcam footage on Youtube and you are given hours and hours and hours of completely bizarre driving and often horrific accidents. No wonder they all protect themselves with Dashcams. Have a look for UK dashcam footage on youtube and despite there being more cars and more people on the internet in the UK there is almost nothing other than a succession of tediously dull videos of people whinging about ‘guy who didn’t indicate’ or ‘red light jumper’. This is anecdotal evidence for sure but it seems to me like it’s a total waste of time.
Currently if you go for a drive and overtake the doddery fool in the beige Rover 45 who is doing 30 in a 60 the worst you’ll get is a flash of the headlights but it’s becoming increasingly more common you might end up on YouTube
IMHO the best way to avoid being caught out in a ‘cash for crash’ scam is to maintain a safe distance behind the car in front so that if they stop suddenly you can stop too. After all, if the car in front emergency brakes you should be able to stop whether they’ve done it for whippy compo or whether they’ve done it because there is a genuine emergency situation. More alert driving is the answer, not rigging your car up as a mobile recording studio. Though frankly if that’s your choice don’t forget that one day when somebody does an emergency stop because of an obstruction and you pile into the back of them with your video footage of what you assume was a cash for crash scam it might be useful evidence for the prosecution![]()
Source?
Indeed.
Because of these kind of incidents
[TW]Fox;27587563 said:Did you seriously just ask why you wouldn't spend £100 to not be a 'one in a million'? That seems like the exact reason not to bother!
[TW]Fox;27587563 said:Didn't you used to have a Supra? Good job that wasn't fitted with a dashcam![]()
The dash cams fitted to the 2500trucks in our fleet have already paid for themselves in settling claims that would otherwise have gone against the company (they are self insured), which is a pretty strong argument for them!
[TW]Fox;27589447 said:It's a strong argument for them if you run a fleet of vehicles in near continuous use - how many miles on your current truck and how old is it?
How many accidents have you been involved in when driving your truck? You must have driven a huge amount more miles than anyone else on here and I'd wager you've had hardly any crashes with disputed liability personally...
Non fault doesn't mean unavoidable. A huge amount of non fault accidents could have been avoided by the innocent party. We've all had occasions where we've braked or swerved around a plonker where, had we not bothered, it wouldn't have technically been 'our fault'.