You’re focusing on the wrong problem. 10Gb is not expensive, scaling up and actually being capable of 10Gb can be.
In simple terms and using nice round numbers let’s call gigabit 100MB/s and 10Gb 1,000MB/s, I’m aware this is horrible technically, but I’m in a steam room and the point is the same. An average SSD manages 500MB/s in AHCI mode. Straight away you can see a problem, that SSD can’t write data fast enough for that level of connectivity, nor can it read data fast enough to satisfy a client capable of writing it. That ignores the CPU resources/RAM required to send and receive it that quickly, which as a quick google and 5 minutes on YouTube will show you is obscene relative to what you are doing. So let’s say you have 300GB to move, you need a machine with high end CPU, NVMe SSD (or a horrible AHCI SSD RAID set-up), a decent chunk of RAM and it’ll take 5 minutes and the kit costs you £30ish. Now what are you going to do? You’re unlikely to have 50TB of local NVMe storage to be doing that regularly (£180/TB ish as QLC won’t do, even with a fast buffer) or clients that will need to or be capable of 10Gb speeds, that suggests AHCI SSD storage in RAID (not actually that much cheaper, if at all) or mechanical drives. Again that’s not going to end well, so what exactly is the usage scenario in the home? Outside of a DC or high end HL set-up I can see an argument for A.V. work, but realistically local NVMe storage makes more sense usually, and again you’re talking about a tiny percentage of the market anyway.
So to do 10G between two machines is £30ish for a pair of cards and a cable, if you want a switch, budget £100 ish for a new Mikrotik, if you want to go old/noisy/inefficient with more ports feel free and pay more, but other than very limited scenario’s that would often be better dealt with using local NVMe storage in the first place, 10Gb is still a novelty for home users as the majority have no real need, let alone desire or the resources to make serious use of it, those that do have already got the kit and bills to prove it, along with ear defenders and bald patches from pulling hair out.