Insurance prices = WOW :|

MisChief · 5 Jan 2011 at 00:30

SHREDDER1UK said:
And I thought my BMW was bad going up 20 quid.

Insurance on my BMW has gone up by £300 :mad:

Jono8 · 5 Jan 2011 at 00:30

How many years no claims/ how long have you been driving?

James07 · 5 Jan 2011 at 00:31

MisChief said:
Insurance on my BMW has gone up by £300

Tried switching companies? My mums went up by about that much so she went with someone else.

Jono8 said:
How many years no claims/ how long have you been driving?

Due to not controlling my money properly i have had 2 insurance policies just for the clio, so i didnt rack up 1 ync

Ive had my licence for around 26 months

But i havnt had an accident or anything which is highly frustrating.

Theres nothing i can do really, atleast ive learnt from the last mistake and am now saving for a car

Fireskull · 5 Jan 2011 at 00:33

Your crazy get something cheap to insure for a year to build up age/driving time/ncb

Jono8 · 5 Jan 2011 at 00:34

Have you added your parents as named drivers?

MisChief · 5 Jan 2011 at 00:36

James07 said:
Tried switching companies? My mums went up by about that much so she went with someone else.

I got quotes from other insurers but they're all pretty much the same. I actually don't know how much my renewal will be (due end of this month) as I haven't received a renewal letter yet, but i'm preparing myself for the worse

James07 · 5 Jan 2011 at 00:37

Fireskull said:
Your crazy get something cheap to insure for a year to build up age/driving time/ncb

The thing is i need to buy a car which will last a few years and hopefully not costy me too much in repairs as when i start paying insurance i wont be having much money to spare for savings.

Hense finding this nice alfa, its the best one ive seen for a long time and im always googling these cars.

Plus it isnt much cheaper to insure a clapped out old car then it is to get myself a nice 02 plate alfa

Jono8 said:
Have you added your parents as named drivers?

Yeah but you have to be the main driver so it dosnt take anything off, sometimes even adds on money.

rypt · 5 Jan 2011 at 00:37

Admiral/Bell/etc always takes money away on named drivers ...

Fireskull · 5 Jan 2011 at 00:41

It must be your postcode then as anything like a clio, saxo, pug 106 etc (Which will last for years with minimum problems) would be half what you are going to pay for an alfa!
Have you reaserched the running costs for them?

Jono8 · 5 Jan 2011 at 00:42

Peerzy said:
TPF&T has always been more expensive for me.
Change your post code.
Add parents.
Try a car not known for being driven by young people (Mondeo 2.0 cheaper to insure for me than a Fiesta 1.4 when I was 17)
etc...

Why does being a 'mechanical engineer' make you less likely to crash than someone who works in Boots?

I'm 21, drive a 180bhp nippy modded hatchback - I paid £425 this year fully comp.

What happened to the Clio then?

Arent you the guy with a huge excess though? I may be completely wrong about that as it could be someone else!

Sounds like a good price, expecially if the re-map is declared, who are you with

Django x2 · 5 Jan 2011 at 00:42

I was under the impression that students are a low risk group.

Fireskull · 5 Jan 2011 at 00:43

I would have thought the opposite

I only know 1 or 2 that Have 'not' written off or bumped their car.

Burned_Alive · 5 Jan 2011 at 01:10

James07 said:
The thing is i need to buy a car which will last a few years and hopefully not costy me too much in repairs as when i start paying insurance i wont be having much money to spare for savings.

Hense finding this nice alfa, its the best one ive seen for a long time and im always googling these cars.

Plus it isnt much cheaper to insure a clapped out old car then it is to get myself a nice 02 plate alfa

Amazing.

mattyprice4004 · 5 Jan 2011 at 01:10

When I was in college, we used to go 'crusading' on our 2 hours breaks, all manner of incidents occurred. Thankfully I wasn't driving!

I doubt they're low risk tbh.

griffo_001 · 5 Jan 2011 at 01:23

James07 said:
What the hell, im 21 years old and im a mechanical engineer, i thought that insurance would maybe be a little lower.

Anyone else struggling with cheap quotes at the mo?

Cheers,

James.

Hatter The Mad said:
The insurer deems your age, experience and profession as a risk that equates the cost of insuring you to drive at around £1500.

That is your explanation.

Methinks that's almost entirely down to his location

I'm 21 next month, graduating this summer with a BEng in Mechanical Engineering, no NCB and a 3.5 litre V8 Range Rover would set me back ~£900 for the year in a nice postcode

All I need to do is find one that doesn't require several thousands of pounds of welding now

Dave85 · 5 Jan 2011 at 01:30

My insurance went up when I became a student again so we must be classed as a risk

Peerzy · 5 Jan 2011 at 01:55

Jono8 said:
Arent you the guy with a huge excess though? I may be completely wrong about that as it could be someone else!

Sounds like a good price, expecially if the re-map is declared, who are you with

It's down to £1000 now I'm 21, last year it was £1400, but how else could I legally insure a 7sec to 60 180bhp modded car at 19/20 for £450~!

I'm glad I did it, despite my knock

Jono8 · 5 Jan 2011 at 02:00

Peerzy said:
It's down to £1000 now I'm 21, last year it was £1400, but how else could I legally insure a 7sec to 60 180bhp modded car at 19/20 for £450~!

I'm glad I did it, despite my knock

Thats one hell of an excess. What was the knock? Did you have to pay your excess?

K1LLSW1TCH · 5 Jan 2011 at 02:08

OP is complaining about money, getting royally shafted on a way, way overpriced Clio, he can't find any car insurance for less than 3 grand and wants to buy an Alfa Romeo in the hopes that it won't cost much to run and maintain...

Janesy B · 5 Jan 2011 at 02:29

Don't buy an Alfa 147, especially one for 1500, they are crap.