Von and everyone, thank you very much.
Appreciate you typing that all out for me, explains it perfectly!
I am questioning it though, everywhere these days has 0% finance options it seems, I think for the very small saving over from C2W it is not worth the hassle?
Reading your revised calcs though, hmmmm, it is tempting! I am definitely a underpaid lacky due to location, so will be lower tax rate. I just checked my payslip and I had £732 deducted this month to tax/NI, it breaks my heart
Appreciate you typing that all out for me, explains it perfectly!

I am questioning it though, everywhere these days has 0% finance options it seems, I think for the very small saving over from C2W it is not worth the hassle?
Reading your revised calcs though, hmmmm, it is tempting! I am definitely a underpaid lacky due to location, so will be lower tax rate. I just checked my payslip and I had £732 deducted this month to tax/NI, it breaks my heart



