Wouldn’t giving an apology be seen as accepting responsibility for causing the collision? Been a while since I spoke to an insurance agent, but I’m pretty sure that “Don’t admit responsibility, don’t apologise, just exchange details” was the mantra to repeat mentally after having a prang.
Yes, and what makes me laugh that of all the people I know who have had RTC's, including myself, I've never made or received a phone call to/from the other party regarding an apology.
It never happens so why she thinks it should for her I don't know, just stinks of 5 mins of fame.